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200808530 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 D.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESP A" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESP A. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] PARCEL #1: 5 Kuester Lake - Grand Island, NE 68801 Lot Twenty Nine (29), Kuester Lake, a part of the East One Half of the Southwest Quarter (SW1/4) of Section Thirteen (13), Township Eleven (11) North, Range Nine (9), West of the 6th P.M., situated on the West side of the West portion of said lake. ID #400453681 PARCEL #2: 1113 S Greenwich St - Grand Island, NE 68801 The South Thirty Feet (S30') of Lot Fifteen (15) and the North Thirty Feet (N30') of Lot Fourteen (14), Concannon Subdivision to the City of Grand Island, Hall County, Nebraska. ID# 400037041 Parcel ID Number: (see above) 5 Kuester Lake and 1113 S Greenwich St Grand Island ( "Property Address"): which currently has the address of [Street] [City], Nebraska 68801 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. Initials: .-6(NE) (0407)_02 (!> Page 3 of 15 Form 3028 1/01 '; ,I q t' _' ') 0