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<br /> r_" <br /> c.::..~ (") (fJ om <br /> <.:;::) <br /> '( = 0 -4 N~ <br /> .....:), , (J) c:: J> <br />~ ~" :z --I <br />,.,., -l rr1 o:D <br />tT1 . ~ -0 --< <br />C) -, 0 m <br />o'-:~ ...... 0 '1 c:>CJ <br />'1 CD -rj -~"'" corn <br /> "'\ ~-- <br />CJ \.-" :x: ,\'1 C:>Z <br />m [ -0 J> 0::1 <br />rr.~ :3 r :;u co~ <br />0 , :Do <br />(f) (n c:>~ <br /> G) ^ <br /> );> en 3: <br /> N ---- ---- m <br /> N (f) o~ <br /> en <br /> Z <br /> 0 <br /> <br />e ,; "';;, ,.' ~)I'" <br /> <br />t <br />I <br /> <br />f" <br />"~> <br />." <br />V <br /> <br />n <br /> <br />~ <br />n Z <br />:cno <br />P;l:~ <br />~:::c <br /> <br /> <br />N <br />cs <br />cs <br />OJ <br />cs <br />OJ <br />Gl <br />0> <br />Gl <br /> <br />~fter Recording Return To: <br />---il:ERITAGE BANK <br />110 E 9TH STREET <br />WOOD RIVER, NEBRASKA 68883 <br />Loan Number: 00-0050 <br /> <br />(Space Above This Line For Recording Data) <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this docwnent are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JUNE 2, 2008 , together <br />with all Riders to this document. <br />(B) "Borrower" is NICHOLAS J. RENNAU, A SINGLE PERSON AND ABBY G. <br />VLACH, A SINGLE PERSON AS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 N STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 2, 2 00 8 <br />The Note states that Borrower owes Lender NINETY - SEVEN THOUSAND TWO HUNDRED <br />AND 00/100 Dollars (U.S. $ 97,200.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY I, 2038 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riderr." means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominiwn Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final. non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees. assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic ~ 800-649-1362 <br />www.docmilgic.com <br /> <br />AI" <br />j&v <br /> <br />, <br />Ne3028.dot <br /> <br />~J" <br />~. <br />C <br />o <br /> <br />-........;::0.... <br /> <br />1111111111111111111111111111111111111111111111111111111111 <br />