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<br />200510323 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Low <br />Down Payment Mortgage Rider to Security Instrument. <br /> <br />o~ -q: L..- <br />Kathryn Sutton <br /> <br />~t~ <br /> <br />an R sd'uon .. <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE LOW DOWN PAYMENT MORTGAGE RIDER TO SECURITY INSTRUMENT--Single Pamily.-f'annie Mae <br />UNU'ORM INSTRUMENT <br /> <br />0641414 (0007) Page 3 of 3 <br />