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<br />200807945 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrwnent and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~(JJ.I~/r~~ (Seal) <br />RUB OROZCO CARDOZA -Borrower <br /> <br />P1~ vRe.rO (Seal) <br /> <br />ELMER L. PERlz -Borrower <br /> <br />(~) (~) <br />-Borrower -Borrower <br /> <br />(~) (Seal) <br /> <br />-Borrower -Borrower <br /> <br />(Seal) (~) <br />-Borrower -Borrower <br /> <br />.-SAINE) (0005) <br />~ <br /> <br />Poge 14 of 15 <br /> <br />Form 3028 1101 <br />