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<br /> <br /> <br />DEED OF TRUST <br /> <br />VILLALBA <br />Loan Number 1100620014 <br />MIN 100052211006200149 <br /> <br />~ <br />\J"- <br />\.f'-... <br />,.....:' 0 <br />\ <br /> <br />[Space Above This Line For Recording Data) <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defmed below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated SEPfEMBER 15, 2008 <br />together with all Riders to this document. <br />(B) "Borrower" is FRANCISCO VILLALBA and MARIA IRMA VILLALBA, HUSBAND AND WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FRANKLIN AMERICAN MORTGAGE COMPANY <br /> <br />Lender is a corporation organized and existing under the laws of THE STATE OF TENNESSEE <br /> <br />Lender's address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067 <br /> <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone <br />number of Post Office Box 2026, Flint, Michigan 48501-2026, telephone (888) 679-MERS. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />GV2023.HP <br /> <br />Form 3028 1/01 (page 1 of 14 pages) <br /> <br />F-v <br />M,itl <br />