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<br />negotiate, sell or transfer any note, security, or draft ofthe United States of
<br />America, including U.S. Treasury Securities.
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<br />10. To have access to any safe deposit box, vault or other storage area owned or
<br />leased by me alone or in conjunction with any other person, including access to
<br />their contents, and to examine, remove, keep or otherwise dispose of the contents.
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<br />11. To exercise any and all rights, including proxy rights, with respect to stocks,
<br />bonds, debentures, commodities, options or any other investments.
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<br />12. To maintain and/or operate any business that I currently own or have an interest
<br />in or may own or have an interest in, in the future.
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<br />13. To employ any professional and/or business assistance as may be appropriate,
<br />including but not limited to, attorneys, accountants, investment professionals,
<br />brokers and real estate agents.
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<br />14. To prepare, or cause to be prepared, sign, and/or file any documents with any
<br />federal, state, local or other governmental body, including, but not limited to,
<br />federal, state, local or other income and tax returns and necessary and/or related
<br />documents; to obtain or provide information to and from any agency, including
<br />governmental agencies, relating to tax matters and to negotiate, compromise or
<br />settle any matter with such agency.
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<br />15. To make gifts and charitable contributions of my real, personal, tangible or
<br />intangible property, to such persons or organizations without regard to whether
<br />such gifts are a part of my estate planning or otherwise, and if necessary, to file
<br />any state and federal gift tax returns and documents. Gifts to minors may be made
<br />to the minor directly or parent, guardian or close friend of the minor or pursuant
<br />to the Uniform Gifts to Minors Act or the Uniform Transfers To Minors Act. Any
<br />gifts made shall be limited to gifts that qualify for the federal gift tax annual
<br />exclusion, shall not exceed in value the federal gift tax annual exclusion amount
<br />in anyone calendar year, and this annual right shall be non-cumulative and shall
<br />lapse at the end of each calendar year. However, my Agent may not, unless
<br />specifically authorized by this document, (a) gift, appoint, assign or designate any
<br />of my assets, interests or rights, directly or indirectly, to my Agent, my Agent's
<br />estate, my Agent's creditors, or the creditors of my Agent's estate, (b) exercise any
<br />powers of appointment I may hold in favor of my Agent, my Agent's estate, my
<br />Agent's creditors, or the creditors of my Agent's estate, or (c) use any of my assets
<br />to discharge any of my Agent's legal obligations, including any obligations of
<br />support which my Agent may owe to others, excluding those whom I am legally
<br />obligated to support.
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<br />16. To transfer any of my assets to the trustee of any revocable trust created by me, if
<br />such trust exists at the time of such transfer.
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