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<br />N <br />51 <br />51 <br />CO <br />51 <br />-...,J <br />0:> <br />m <br />N <br /> <br />Q <br />. <br />.. <br />. <br /> <br />~ <br />I <br /> <br />11:1 <br />m <br />"TI <br />c:: <br />Z <br />~no <br />,"ft > ~ <br />nClt <br />?l;:J: <br /> <br />n~() <br />~cn <br />O:c <br />;'l; <br /> <br />'..........., <br />......".", <br />~ ~> <br /> <br />(0) ,;.;. - <br />0"" <br />,., <br />o 1'+ <br />rn e- 'J <br />,,, <br />o <br /><.n <br />t- <br /> <br />C...J <br />-C <br />en <br /> <br />CD <br />rr1 <br />-0 <br />~ <br />N <br /> <br />~ <br />~ <br /><:::> <br />t) <br /> <br />""'0 <br />:3 <br /> <br />200807862 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />..:~') <br />i,r_~ <br /><:."", <br />C%.:> <br /> <br />('") Ul <br />o '-l <br />Cl> <br />:z: -, <br />--In-1 <br />-<0 <br />0""1 <br />""T1Z <br />::r: rTl <br />t,.. C:J <br />r- ~ <br />It> <br />U) <br />^ <br />1> <br />---- ........ <br /> <br />en <br />Gti <br /> <br />Loan No: 450813523 <br />MIN: 1007451-0000000007-1 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 12,2008 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Darrell Elkins and Gretchen Elkins, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(D) "Trustee" is Central National Bank <br /> <br />State of Nebraska <br />I <br />I, <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679.MERS. <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (BOO) 44B-3555 <br />LFI#FNMA302B-MERS 1/01 (A) Page 1 of 13 Initials: <br /> <br />m <br />z <br />oiTl <br />N~ <br />00 <br />):> <br />o en <br />c:oZ <br />C/) <br />OiJ <br />-..J c: <br />co~ <br />en~ <br />N~ <br /> <br />~ <br />o <br />',0 <br />