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<br />200807851 <br /> <br />22. Acceleration; Remedies. lender shall give notice to Borrower prior to acceleration following Borrower's breach of any cov';nant. <br />or agreement in this Security Instrument lbut not prior to acceleration under Section 18 unless Applicable law provides otherwise). The <br />notice shall specify: (a) the default; (b) the action required to cure the default; lc) a date, not less than 30 days from the date the notice is <br />given to Borrower, by which the default must be cured; and ldl that failure to cure the default on or before the date specified in the notice <br />may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform <br />Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any <br />other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, lender at its <br />option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the <br />power of sale and any other remedies permitted by Applicable law. lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. <br />If the power of sale Is invoked, Trustee shall record a notice of default in each county in which any part of the Property is located and <br />shall mail copies of such notice in the manner prescribed by Applicable law to Borrower and to the other persons prescribed by Applicable <br />law. After the time required by Applicable law, Trustee shall give public notice of sale to the persons and in the manner prescribed by <br />Applicable law. Trustee. without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place <br />and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone <br />sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. lender or its <br />designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the Property. The recitals in <br />the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale <br />in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's <br />fees actually incurred and reasonable attorneys' fees as permitted by Applicable law; (b) to all sums secured by this Security Instrument; <br />and lcl any excess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, lender shall request Trustee to reconvey the <br />Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee <br />shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party <br />(such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee <br />appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the <br />Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the <br />Property Address. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider <br />executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />ISeal) <br />Stephanie Schreiner - Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />INDIVIDUAL ACKNOWLEDGMENT <br /> <br />ST A TE OF ---AJ-{-_.__.. <br /> <br />I <br />) SS <br />I <br /> <br />COUNTY OF <br /> <br />l-b_ \ \ ---.-- <br /> <br />On this day before me, the undersigned Notary Public, personally appeared Stephanie Schreiner, A Single Person, to me known to be the <br />individual described in and who executed the Purchase Money Oeed of Trust, and acknowledged that he or she signed the Deed of Trust as <br />his or her free and voluntary act and deed, for the uses and purposes therein mentioned~ ~ <br /> <br />Given under my hand and official seal this , ?- '\-\r\ day of S.Q.\f) fY\. ~ <br /> <br />By 0. <br /> <br />Notary Public In and for the State of <br /> <br />.";d;ng.,JliQIJ. D\O<'y ~:;j.:r~ ;:J'IUE h9BJ03 <br /> <br />My commission expires y I ;;;J I <br />I ' <br /> <br /> <br /> <br />CINBW. M1IM'f. Slate of Nebraska <br />DMReISANCHEZ <br />CIlIa 124,2012 <br /> <br />LASER PRO lending, Ver. 5.41.20.001 Copr. Harland Financial Solutions, Inc. 1997, 2008. <br />G:\lASERPRO\CF1\LPL\G04.FC TR-40862 PR-61 <br /> <br />All Rights Reserved. <br /> <br />- NE <br /> <br />NEBRASKA-Single Family-Fannie Maa/Freddie Mac UNIFORM INSTRUMENT <br />Page 6 of 6 <br /> <br />Form 3028 1/01 <br />