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<br />: .~ <br /> <br />",-. <br /> <br />200510237 <br /> <br />EXHIBIT E <br /> <br />MORTGAGE ADDENDUM <br /> <br />The following are addenda to the Mortgage. Please check the applicable <br />addendum. The addendum checked shall be incorporated into, and recorded with, the <br />Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if <br />applicable. <br /> <br />X_FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br /> <br />THIS TAX-EXEMPT FINANCING RIDER is made this14 TH day of OCTOBER <br />,2005 and is incorporated into and shall be deemed to amend and supplement the <br />Mortgage, Deed of Trust or Security Deed ("Security Instrument") of the same date by <br />the undersigned ("Borrower") to secure Borrower's Note ("Note") to <br /> <br />HOME FEDERAL SAVINGS AND LOAN ASSOCIA nON OF GRAND ISLAND <br />("Lender") of the same date and covering the property described in the Security <br />Instrument and located at: <br />602 SUEZ STREET CAIRO, NE 68824 <br /> <br />In addition to the covenants and agreements made in the Security Instrument, Borrower <br />and Lender further covenant and agree to amend Paragraph 9 of the Model Mortgage <br />Form, entitled "Grounds for Acceleration of Debt" as by adding additional grounds for <br />acceleration as follows: <br /> <br />Lender, or such of its successors or assigns as may be separate instrument assume <br />responsibility for assuring compliance by the Borrower with the provisions of this Tax- <br />Exempt Financing Rider, may require immediate payment in full of all sums secured by <br />this Security Instrument if: <br /> <br />(a) All or part of the Property is sold or otherwise transferred by Borrower to <br />a purchaser or other transferee: <br /> <br />(i) Who cannot reasonably be expected to occupy the property as a <br />principal Residence within a reasonable time after the sale or <br />transfer, <br />all as provided is Section 143(c) and (1)(2) of the Internal Revenue <br />Code; or <br /> <br />(ii) Who has a present ownership interest in a principal Residence <br />during any part of the three-year period ending on the date of the <br />sale or transfer, all as provided in Section 143(d) and (1)(2) of the <br />Internal Revenue Code (except that" 1 00 percent" shall be <br />substituted <br />