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<br />N <br />e <br />e <br />()) <br />e <br />-....,J <br />-....,J <br />-....,J <br />en <br /> <br />(\ =, .,.\ ' <br />~ g 5 ~ <br />~~"""".-t <br />li f ~ <br />o C i <br />'::t:' .... . <br />"D~ <br />~~ )' <br /> <br />10 <br />m <br />-n <br />c: <br />Z <br />~(")o <br />~>~ <br />OVl <br />~:c <br /> <br />n~ <br />~~ <br />'" <br /> <br />m <br />~ <br />::0 <br />m <br />o <br />> <br />en <br />z <br />~ <br />:xJ <br />C <br />3: <br />m <br />~ <br />2 <br />o <br /> <br />o <br />l"'V <br /><::::> <br /><::::> <br />en <br />C) <br />-J <br />-J <br />-..J <br />en <br /> <br />I'.......~ <br /><7':> <br />~ <br />co <br /> <br />a (f) <br />o -1 <br />cJ> <br />::;2':--1 <br />--1fT] <br />--<c <br />0'" <br />"'z <br />:::1: rn <br />)> ~lJ <br />r- :::0 <br />r j~ <br />(J) <br />;;>:: <br />)> <br />'-"'-" <br /> <br />:-~\t. <br />~ ~" <br /> <br />C-) " <br />o"'~ <br />"TJ <br />"',1. <br />o ~~,'~.\ <br />rr1 r-. ',. <br />r"i'l h <br />o Il <br />V) (;. <br /> <br />t. <br /> <br />en <br />r" <br />-0 <br />~ <br />c:> <br /> <br />"" <br />t:) <br /> <br />-0 <br />::3 <br /> <br />f-l <br /> <br />a <br />co <br /> <br />en <br />(f) <br /> <br />:::::.' <br /> <br />f~ <br />..J;>. <br />~~ <br />..to <br /> <br />Prepared by: Wells Fargo Bank, N.A. <br />800 Walnut Street <br />Des Moines, Iowa 50309 <br /> <br />200807776 <br /> <br />ftJ,5o <br /> <br />Rf!urn to. <::~o Bank, NA <br />out welt..5.thStreet <br />es oines, IA 50328 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated _."~___ 08/21/08 <br />with all Riders to this document. <br />(B) "Borrower" is CHRISTOPHER J KAIili. ANI2JEA~IJ.:<: ,MJ~ABN HUSBAND <br />AND WIFE AS JOINTJE~hNT~_._..._..____~~_____ <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A., which is organized and existing under the laws of the <br />United States of America. Lender's address is 2319 NORTH WEBB ROAD <br />GRAND ISLAND, NE 68803 . Lender is the beneficiary under this Security <br />Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated 08/21/08 . The <br />Note states that Borrower owes Lender $185381.19 (U.S. Dollars) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />09/01/28 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights <br />in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br /> <br />~ Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br /> <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable <br />final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments <br />and other charges that are imposed on Borrower or the Property by a condominium association, <br />homeowners association or similar organization. <br /> <br />paga 1 of 12 <br /> <br />NE-7040.0708 <br />