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<br />WHEN RECORDED MAil TO:
<br />Milwaukee Real Estate Resource Center
<br />200 Woodland Prime. First Floor
<br />Menomonee Falls. WI 53051
<br />
<br />FOR RECORDER'S USE ONLY
<br />
<br />DEED OF TRUST
<br />
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<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document. which is dated October 13, 2005, together with all Riders to this document.
<br />(B) "Borrower" is Carl Deitrick, whose address is 1712 Ando Street, Grand Island, NE 68803 and Susan K Deitrick, whose address is
<br />1712 Ando Street, Grand Island, NE 68803; husband and wife. Borrower is the trustor under this Security Instrument.
<br />(e) "lender" is Wells Fargo Bank, National Association. lender is a National Assocation organized and existing under the laws of
<br />Nebraska. Lender's address is Grand Island - Main, 304 W. 3rd Street, Grand Island, NE 68801. Lender is the beneficiary under this
<br />Security Instrument.
<br />(D) "Trustee" is Wells Fargo Financial National Bank.
<br />(E) "Note" means the promissory note signed by Borrower and dated October 13, 2005. The Note states that Borrower owes lender
<br />Two Hundred Thirty Thousand & 00/100 Dollars (U.S. $230,000.00) plus interest. Borrower has promised to pay this debt in regular
<br />Periodic Payments and to pay the debt in full not later than August 13, 2006.
<br />IF} "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all
<br />sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider
<br />D Balloon Rider
<br />D 1-4 Family Rider
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />D Second Home Rider
<br />D Other(s) [specify] _
<br />
<br />(I) "Applicable law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and
<br />orders (that have the effect of law) as wall as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues. fees. and Assessments" means all dues, fees, assessments and other charges that are imposed on
<br />Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument. which is initiated through an electronic terminal. telephonic instrument, computer, or magnetic tape so as to order, instruct, or
<br />authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated
<br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(l) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than
<br />insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or
<br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value andlor condition of the Property.
<br />IN} "Mortgage Insurance" means insurance protecting lender against the nonpayment of, or default on, the loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts
<br />under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.) and its implementing regulation, Regulation X
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<br />\)
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