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<br />200807737
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<br />Lender is a corporation organized and existing under the laws of THE STATE OF TENNESSEE
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<br />Lender's address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067
<br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely
<br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone
<br />number of Post Office Box 2026, Flint, Michigan 48501-2026, telephone (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 5,2008
<br />The Note states that Borrower owes Lender ONE HUNDRED TWENTY THOUSAND NINE HUNDRED
<br />FORTY-FIVE AND 00/10Oths
<br />Dollars (U.S. $ 120,945.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than OCTOBER 1, 2038
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Biweekly Payment Rider
<br />o Balloon Rider
<br />o Other(s)
<br />[ specify]
<br />
<br />o Condominium Rider 0 1 - 4 Family Rider
<br />o Planned Unit Development Rider
<br />o Second Home Rider
<br />IZI VA Rider
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a [mancial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security Instrument.
<br />
<br />NEBRASKA--Single Family--Fannie M.aeIFreddie Mac UNIFORM INSTRUMENT
<br />AM.ENDED FOR VA
<br />GV2146.HP
<br />
<br />Form 3028 1/01 (page 2 of 13 pages)
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