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<br />PARTIES: This Deed ofTrust is made on 10/13/2005 among, the Grantor, LYDIA E CHRISTENSEN, A SINGLE PERSON ("Borrower"), 0 ~O'
<br />~ AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />< Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />~ laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />;;! CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />c;, which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />1"1"1 way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />:::! "property").
<br />i=! PROPERTY ADDRESS: 4011 SANDALWOOD DR, Grand Island, Nebraska 68803
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<br />en LEGAL DESCRIPTION:
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<br />:S UNIT 22 IN WESTWOOD PARK 1 CONDOMINIUMS, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, AS SHOWN
<br />C") ON THE PLAT AND PLAN FOR WESTWOOD PARK 1 CONDOMINIUMS AND THE DECLARATION THEREOF, AND ANY
<br />CI AMENDMENTS THERETO, AND SUBJECT TO THE DE CLARA TION, GRANTS, COVENANTS, EASEMENTS, CONDITIONS AND
<br />RESTRICTIONS ESTABLISHING A PLAN FOR CONDOMINIUM OWNERSHIP OF WESTWOOD PARK 1 CONDOMINIUMS, AS SET
<br />FORTH THEREIN AND OF RECORD AS INSTRUMENT 200407657, AND ANY AMENDMENTS THERETO, (OR AS AMENDED AS
<br />INSTRUMENT 200409420 AND 200504121) ALL AS CONTAINED IN THE RECORDS OF THE REGISTER OF DEEDS OF HALL
<br />COUNTY, NEBRASKA.
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<br />DEED OF TRUST
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<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 10/13/2005
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on October 25, 2006 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $188,500.00, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i!:lttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in any riders descri~abov . d by rrower.
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<br />A E CHRISTENSEN
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<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 10/13/2005
<br />By LYDIA E CHRISTENSEN, A SINGLE PERSON
<br />
<br />
<br />GENERAL NOTARV . State of Nebraska
<br />JON A HEATH
<br />My Comm. &p. Jan. 9. 2007
<br />
<br />My commission expires: \ - " _. 1-\,) r,:;;-,\
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<br />(Notary Public)
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