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<br />" <br /> <br />\ " " <br /> <br />, , <br /> <br />:<O()(07(,11 <br /> <br />!XI B. FUNDS FOR TAXES AND INSURANCE <br />Uniform Covenant 3 of the Security Instrument is waived by lender. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Payment Rider. <br /> <br />,~~ <br /> <br />~~:..................................r~....(Seal) <br />CRAIG M. CINTYRE -Borrower <br /> <br /> <br />............... (Seal) <br />-Borrower <br /> <br />Bankers Systems, Inc., St. Cloud, MN Form MPFR-PR 6/15/2004 <br /> <br />(page 2 of 2 pages) <br />