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<br />A-
<br />
<br />LOAN NUMBER: 0160284146
<br />
<br />---
<br />
<br />DEED OF TRUST
<br />
<br />c
<br />C
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 22, 2008. The grantor is THOMAS D
<br />ZECKSER and KELLY R ZECKSER, HUSBAND AND WIFE, whose address is 412 WYANDOTTE ST,
<br />Grand Island, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws ofthe United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). THOMAS D ZECKSER
<br />and KELLY R ZECKSER owc Lender thc principal sum of Ten Thousand and 00/100 Dollars (U.S.
<br />$10,000.00), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as
<br />this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full
<br />debt, ifnot paid earlier, due and payable on September 1,2013. This Security Instrument secures to Lender: (a)
<br />the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of
<br />the Notc; (b) thc payment of all other sums, with interest, advanced to protect the security of this Sccurity
<br />Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, State of
<br />Nebraska:
<br />
<br />Address: 412 WYANDOTTE ST, Grand Island, Nebraska 68801
<br />Legal Description: THE NEI/2 OF LOT FOURTEEN (14) AND LOT FIFTEEN (15), EXCEPT THE
<br />NE 20 FEET THEREOF, IN BLOCK THREE (3), SECOND ADDITION TO HOLCOMB'S
<br />HIGHW A Y HOMES SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE
<br />SOUTHWESTERLY CORNER OF SAID LOT 14; THENCE NORTHEASTERLY ALONG THE
<br />NORTHERLY RIGHT OF WAY OF WYANDOTTE STREET FOR 42.30 FEET, TO THE POINT
<br />OF BEGINNING; THENCE NORTHWESTERLY AND PARALLEL TO THE WESTERLY
<br />PROPERTY LINE OF SAID LOT 14 FOR 116.1 FEET TO A POINT ON THE NORTHERLY
<br />PROPERTY LINE OF SAID LOT 14; THENCE NORmEASTERL Y ALONG THE NORTHERLY
<br />PROPERTY LINE OF SAID LOT 14 FOR 36.7 FEET TO THE NORTHEASTERLY CORNER OF
<br />SAID LOT 14; THENCE NORTHERLY ALONG THE WESTERLY PROPERTY LINE OF SAID
<br />LOT 15 FOR 22.1 FEET TO THE NORTHWESTERLY CORNER OF SAID LOT 15; THENCE
<br />NORTHEASTERLY ALONG THE NORTHERLY PROPERTY LINE OF SAID LOT 15 FOR 55.0
<br />FEET TO A POINT 20 FEET WESTERLY FROM THE NORTHEASTERLY CORNER OF SAID
<br />
<br />(:) 20Q4-2oo7 Copyright Complianc~ Systems. Inc. D81A-9847 - 2008.02.266
<br />Consumer Real Estate - Security Instrument DL2036
<br />
<br />Page I of8
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