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<br />200807547
<br />
<br />Loan No.: 19314947
<br />
<br />the real property described being set forth as follows:
<br />LOT 2, BLOCK 2, JENKINSON SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />
<br />PARCEL ID NUMBER: 400156431
<br />
<br />In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows
<br />(notwithstanding anything to the contrary contained in the Note or Security Instrument):
<br />
<br />1. As of April 1st, 2008 , the amount payable under the Note and the Security Instrument
<br />(the "Unpaid Principal Balance") is U.S. $ 137,308.13 , consisting of the unpaid amount(s) loaned to
<br />Borrower by Lender plus any interest and other amounts capitalized.
<br />2. Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order of Lender.
<br />Interest will be charged on the Unpaid Principal Balance at the yearly rate of 7.125 0/0, from
<br />April 1 st, 2008 . Borrower promises to make monthly payments of principal and interest of
<br />U.S. $ 950.92 , beginning on the 1st day of May , 2008 , and continuing thereafter on
<br />the same day of each succeeding month until principal and interest are paid in full. The yearly rate of 7.125 %
<br />will remain in effect until principal and interest are paid in full. If on September 1st, 2035 , (the "Maturity
<br />Date"), Borrower still owes amounts under the Note and the Security Instrument, as amended by this Agreement,
<br />Borrower will pay these amounts in full on the Maturity Date.
<br />3. If all or any part of the Property or any interest in the Property is sold or transferred (or if
<br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior
<br />written consent, Lender may require immediate payment in full of all sums secured by the Security Instrument.
<br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice
<br />shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower
<br />must pay all sums secured by the Security Instrument. If Borrower fails to pay these sums prior to the expiration of
<br />this period, Lender may invoke any remedies permitted by the Security Instrument without further notice or demand
<br />on Borrower.
<br />4. Borrower also will comply with all other covenants, agreements, and requirements of the Security
<br />Instrument, including without limitation, the Borrower's covenants and agreements to make all payments of taxes,
<br />insurance premiums, assessments, escrow items, impounds, and all other payments that Borrower is obligated to
<br />make under the Security Instrument; however, the following terms and provisions are forever canceled, null and
<br />void, as of the specified date in paragraph No. 1 above:
<br />(a) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing,
<br />or relating to, any change or adjustment in the rate of interest payable under the Note, including, where applicable,
<br />the Timely Payment Rewards rate reduction, as described in paragraph 1 of the Timely Payment Rewards
<br />Addendum to Note and paragraph A.l. of the Timely Payment Rewards Rider. By executing this Agreement,
<br />Borrower waives any Timely Payment Rewards rate reduction to which Borrower may have otherwise been entitled;
<br />and
<br />(b) all terms and provisions of any adjustable rate rider, or Timely Payment Rewards Rider, where
<br />applicable, or other instrument or document that is affixed to, wholly or partially incorporated into, or is part of, the
<br />Note or Security Instrument and that contains any such terms and provisions as those referred to in (a) above.
<br />
<br />MULTISTATE LOAN MODIFICATION AGREEMENT
<br />(FNMA Modtned Fonn 3179 1/01 (rev.6106))
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