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<br /> 20080747t.t
<br /> DEED OF TRUST
<br />
<br />THIS DEED OF TRUST is made as of the ~~ay of aU ~ b t;f , 2008, by and
<br />among WINTER L. DONCHESKE, single, ("TRUSTOR"), whose mailing address IS: 1112 N. Cherry,
<br />Grand Island, Nebraska, and DUANE A. BURNS, Attorney at Law, ("TRUSTEE"), whose mailing address
<br />is: P. O. Box 2300, Grand Island, Nebraska 68802 and GRAND ISLAND AREA HABITAT FOR
<br />HUMANITY, INC., a Nebraska Corporation, ("BENEFICIARY"), whose mailing address is: P. O. Box 1001,
<br />Grand Island, Nebraska 68802.
<br />
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<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys, and assigns to
<br />Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions of this Deed of Trust, the real property located in the County of Hall,
<br />State of Nebraska, and legally described as follows: (the "Property"):
<br />
<br />Lot Five (5), Block Four (4), Pleasant Hill Addition to the City of Grand Island,
<br />Hall County, Nebraska (known as 1112 N. Cherry, Grand Island, Nebraska)
<br />
<br />TOGETHER WITH all rents, easements, appurtenances, hereditaments, interests in adjoining
<br />roads, streets and alleys, improvements and buildings of any kind situated thereon and all personal
<br />property that may be or hereafter become an integral part of such buildings and improvements.
<br />
<br />The property and the entire estate and interest conveyed to the Trustee are referred to collectively
<br />as the "Trust Estate".
<br />
<br />FOR THE PURPOSE OF SECURING:
<br />
<br />a. Payment of indebtedness in the total principal amount of $6,067.00 with no interest thereon, as
<br />evidenced by the certain Promissory Note of even date (the "Note") with a maturity date on demand of the
<br />Beneficiary, executed by Trustor which has been delivered and is payable to the order of Beneficiary, and
<br />which by this reference is hereby made a part hereof, and any and all modifications, extensions and
<br />renewals thereof, and,
<br />
<br />b. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with no interest
<br />thereon.
<br />
<br />This Deed of Trust, the Note, and any other instrument given to evidence or further secure the
<br />payment and performance of any obligation secured hereby are referred to collectively as the "Loan
<br />Instruments".
<br />
<br />TO PROTECT THE SECURITY OF THIS DEED OF TRUST:
<br />
<br />1. PAYMENT OF INDEBTEDNESS. Trustor shall pay when due the principal of, and the interest
<br />on, the indebtedness evidenced by the Note, charges, fees and all other sums as provided in the Loan
<br />I nstru m ents.
<br />
<br />2. TAXES. Trustor shall pay each installment of all taxes and special assessments of every kind,
<br />now or hereafter levied against the Trust Estate or any part hereof, before delinquency, without notice or
<br />demand, and shall provide Beneficiary with evidence of the payment of same. Trustor shall pay all taxes
<br />and assessments which may be levied upon Beneficiary's interest herein or upon this Deed of Trust or the
<br />debt secured hereby, without regard to any law that may be enacted imposing payment of the whole or
<br />any part thereof upon the Beneficiary.
<br />
<br />3. INSURANCE AND REPAIRS. Trustor shall maintain fire and extended coverage insurance
<br />insuring the improvements and buildings constituting part of the Trust Estate for an amount no less than
<br />the amount of the unpaid principal balance of the Note (co-insurance not exceeding 80% permitted).
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