|
<br />:t-
<br />o
<br /><:
<br />>
<br />z:
<br />-,><1
<br />;x;-
<br />C;')
<br />I'T1
<br />-I
<br />:::t
<br />r-
<br />,."
<br />~
<br />m
<br />:;0
<br />:S
<br />("')
<br />rn
<br />c.n
<br />
<br /> ~
<br /> m
<br /> "'"
<br /> c
<br />n Z
<br />:::E: E c
<br />p; ~
<br />~ :x:
<br /> .1,
<br /> '?
<br />
<br />~E
<br />n:::c
<br />~
<br />
<br />[Space Above This Line For Recording Data]
<br />
<br /> .-'....:J. m
<br /> <.= 0 ~
<br /> <-= (/l
<br /> ,... I <:::0 0 -; 0
<br /> ,..~
<br /> r~' ~... c:: :z:,. :D
<br />::n ~ \, .._-" :z -i N
<br />rq $:'1 = 01
<br />C""") -; fT1 0
<br />o ~,;~ -< '='
<br />Q(~ N c> ::t>-
<br />o "'", C) en
<br />"'"' 0') '1
<br /> r! '.."po 2:
<br />C) ::t: nl co
<br /> -"..,.(
<br />n'l 1\: ~
<br />rTl l) :z:,. cv c::>
<br />0 t 3 r- :;0 :D
<br />en r 1>- --J c:
<br /> ~ N en :g;:
<br /> :;:><:; '-0 m
<br /> > z
<br /> N --- --- CD -I
<br /> --J (/) 2:
<br /> (/) U1 0
<br /> ~
<br /> ~~
<br />
<br />I\.)
<br />IS
<br />IS
<br /><Xl
<br />IS
<br />-....,J
<br />w
<br />CD
<br />tT1
<br />
<br />
<br />\)
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated AU GUS T 22, 2 0 0 8 , together with all Riders to this
<br />document.
<br />(B) "Borrower" is A DAM DNA GaR SKI. A SIN G L E PER SON AND M I C H ELL E L BUR N S, A SIN G L E PER SON
<br />
<br />(C) "Lender" is
<br />COR paR A T ION
<br />N F R R ASK A
<br />
<br />PLATTE
<br />
<br />. Borrower IS the trustor under this Security Instrument.
<br />V ALL E Y S TAT E BAN K & T R U S T co. Lender is a
<br />organized and existing under the laws of THE STATF OF
<br />Lender's address is ???3 SECOND AVE. KFARNFY NE 68e7
<br />. ender is the beneficiary under
<br />
<br />this Security Instrument.
<br />
<br />(0) "Trustee" is FIR S T N A T ION A L BAN K 0 F 0 M A H A
<br />16?O DODGE STRFFT STOP 8133. OMAHA Nt 68197-8133
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated AU GUS T 2 2. 2 0 0 8 . The Note states that
<br />Borrower owes Lender 0 N E H U NOR E 0 F I F T YON E THO USA N D N I N I: HUN 0 R I: D I WEN T Y AND
<br />N 0 / 1 0 0 Dollars (U.S. $ 1 5 1 , 9 2 0 , 0 0 plus interest.
<br />Borrower has promised to pay this debt In regular Periodic Payments and to pay the debt in full not later than
<br />SFPTFMBER 1 ?038
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus interest.
<br />
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />
<br />D Balloon Rider
<br />
<br />o Condominium Rider
<br />
<br />o Seoond Home Rider
<br />
<br />01-4 Family Rider
<br />
<br />~ Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />D Other(s) [specify]
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />
<br />~M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property;
<br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.s.C. 13 2601 et seq) and its implementing regulation,
<br />Regulation X (24 C. F. R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2 2 2 3 SEe 0 N D A V E
<br />K EAR N E y, N E 6 8 8 4 7
<br />
<br />(tJ i 13
<br />
<br />ADN
<br />
<br />NEBRASKA-Single Family-F..nnie M..elFreddie Mae UNIFORM INSTRUMENT
<br />3028 NE DOT 1/01 P01
<br />
<br />Form 3028 1/01 (page 1 0/7 p..ges)
<br />
|