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-..) $I S ::x> S :J') 0:> to -...,J r.."....."}. m c:::> (") (J) 0 ~ = = C> "--I ~ C::P N m ::l:) z---l :0 ~~ c= -jrTl 0 111 rn .:,.. CJ -<0 0 ~., '-- ........ 0"'T1 0 )> .." t-' -"1 ':;2: CO en CJ r x ('1"1 0 Z ):>- eLl ~ rr1 -0 r ::0 f'" ::3 cr:> 0 r- ):> ~ (f> U) CO I--" =-"' Ei: 1>- (D ~ U1 -,- N (J) -..J tri Z 0 - <;)-et ~ a. ~ a..~F ri '0 .,-, ~c [ p.J;)/'Il ~ ~. ;0 ".. ""f'i c: n :z xOO m>~ (") (I' xX 2S ~:x: ~ u" o 'j ). Z. 0\ G"- ~ ~ l'I ,1:.,,",1 DEED OF TRUST MODIFICATION AGREEMENT (Variable Rate to Fixed) THIS DEED OF TRUST MODIFICA nON AGRE~MENT made and executed this 23RD day of JULY. 2008, by and between FRANCIS E KEENE AND MARGARET A KEENE. HUSBAND AND WIFE , hereinafter referred to as "Borrower", and HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, hereinafter referred to as "lender" , WITNESSETH: WHEREAS, Borrower did execute a certain Adjustable Rate Note payable to the order of the Lender in the total original amount of FORTY NINE THOUSAND SEVEN HUNDRED FORTY FIVE AND 00/100 , Dollars ($49.745.00): WHEREAS, the Note described above was secured by a Deed of Trust with Adjustable Rate Rider dated DECEMBER 22ND. 1999, filed of record in the Office of the HALL COUNTY REGISTER OF DEED'S OFFICE. HALL COUNTY. NE on DECEMBER 29TH. 1999 in DOCUMENT # 0099112261 in respect to that real estate described as: LOT FIVE (5), BLOCK EIGHT (8), IN BONNIE BRAE ADDITION AND THAT PART OF VACATED MONROE STREET AS SHOWN IN ORDINANCE 4842 RECORDED IN BOOK 20, PAGE 448, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. WHEREAS, Borrower has requested that interest be converted to a fixed rate rather than the variable rate specified by such Deed of Trust with Adjustable Rate Rider and that the stated maturity date be also hereby modified; WHEREAS, Lender is willing to convert such variable rate loan into a fixed rate loan to be secured by such Deed of Trust with Adjustable Rate Rider and modify the existing maturity date; WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust with Adjustable Rate Rider identified hereinabove to provide that it shall continue to secure the presently remaining indebtedness from and after the date hereinafter specified together with a fixed rate of interest rather than a variable rate as originally set forth in such Adjustable Rate Rider; NOW, THEREFORE, it is agreed: 1. Interest Rate and Maturity Modification. Commencing effective SEPTEMBER 1. 2008, the indebtedness secured by the Deed of Trust with Adjustable Rate Rider hereinabove identified shall accrue interest at a fixed rate of SEVEN percent (7.00%) throughout the remaining term of such indebtedness and, notwithstanding the provisions contained in the Adjustable Rate Rider, there shall be no further adjustments to such interest rate. The final maturity of such indebtedness as modified, secured by such Deed of Trust shall be AUGUST 1. 2018, notwithstanding any other date of maturity which may have been specified in the Deed of Trust hereinabove identified. '0 /(),'j)