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<br />200806886 <br /> <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />(Seal) <br />. oITOwer <br /> <br />Andres S. Zeped <br /> <br />v.f..v_~#'..t <br />Vilma Gloria Zepeda <br />(Sign Original Only) <br /> <br />(Seal) <br />-Borrower <br /> <br />002005621202 <br />~-6A(NE) (0407).01 <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br /> <br />CiliMortgage 3.2.15.18 V2 <br />