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. ' 200806820 f The husband agrees that he will not hereafter make any purchases or contracts or incur any expenses, debts, charges or liability in the name of or upon the credit of the wife or any liability whatsoever for which the wife, her legal representatives, her property or her estate will or may become liable and he shall pay and shall hold the wife free and harmless from any and all liability for any debts that he personally incurred after the 6thday of September 2002, which is the date of the separation of the parties. J The wife agrees that she will not hereafter make any purchases or contracts or incur any expenses, debts, charges or liability in the name of or upon the credit ofthe husband or any liability whatsoever for which the husband, his legal representatives, his property or his estate will or may become liable excepting major repair items for the home as described in Item 7. above, and she shall pay and shall hold the husband free and harmless from any and all liability for any debts that she 1-'ei$onally Incurred--aftvl lhv Glhday ufSvplember 2002, which is the date of the separation of the parties. 14. OTHER PROPERTY. The husband and wife agree that except as specifically provided in this Agreement, all property of any kind hereafter acquired by the husband and by the wife and all income and earnings of either of them shall constitute and be the sole and separate property of the person by whom the said property is acquired or earned. All property of any kind heretofore acquired and owned by the husband or wife shall remain the property of such person except as specifically provided in this Agreement. 15. ADVICE OF COUNSEL. Each ofthe parties expressly certifies that he or she has entered into this Agreement upon mature consideration and after ample opportunity to seek the advice of separate counsel; that consent to the execution ofthis Agreement has not been obtained by duress, fraud, or undue influence of any person; that no representations of facts have been made by either party to the other except as herein expressly set forth; that both parties have had full access to the books and records ofthe other and both parties have full knowledge as to the business affairs of each other and the nature, extent and value ofthe property ofthe other and that the parties agree that this Agreement is fair and reasonable and not unconscionable. ~-~