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<br />- DEED OF TRUST I ~
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<br />PARTIES: This b~bd of Trust is made oub7/18/2008 among, the Grantor, PATTY R ROWELL, A SINGLE PERSON ("Borrower"), /t?, $-6
<br />AREND R BAAQK. ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA. whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 3203 MEMPHIS PL, GRAND ISLAND, Nebraska 68803-4157
<br />
<br />LEGAL DESCRIfrION:'
<br />
<br />LOT SIX (6), BukK TWO (2), COLONIAL ESTATES TENTH SUBDNISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA
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<br />Located in Hall ,County, Nebraska.
<br />TITLE: Borrower1c1:mvenants and warrants title to the property, except for
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<br />SECURED DEB, : 'This deed of trust sectu'es to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this d~tid of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes toiLFder under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof. i ,
<br />The secured deb',,: i,iS evidenced boY,. (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PRm.~I~SORY NOTE 1<\ND SECURITY AGREEMENT DATED 07/18/2008
<br />
<br />. future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolvingline of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on July 18, 2011 if not paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $5,059.50, plus
<br />interest, plus any ~mounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants containeji in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a P'lli hereof.
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<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant: the Farm IjIomestead Protection Act, designation of homestead iCl.ttached to this deed of trust and made a part hereof has
<br />o been dis I imed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />signing beloW, Borrower agree to the terms and convenaots contained in this deed of trust, including those on page
<br />I described above signed by Borrower.
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<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 07/18/2008
<br />By PATTY R ROWELL, A SINGLE PERSON
<br />
<br />My commission expires: DE<--.. 251) ],..oQ8 (J I
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<br />J I k ~ Q -~ (Notary Public)
<br />
<br />GENERAl. NOTARY. State of Nebraska
<br />CHRIS L. KASKlE
<br />My Comm. Exp. Dec. 29, 2llO8
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