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NOTICE OF DEFAULT 200806570 The undersigned, being the Successor Trustee under a Trust Deed filed for record in the records of Hall County, Nebraska, by CHAD A. HOLMES, AMANDA M. HOLMES, HUSBAND AND WIFE, as Trustors, in which Mortgage Electronic Registration Systems as a nominee for COMMERCIAL FEDERAL BANK, is named as Beneficiary, hereby gives notice that a breach of an obligation for which the trust property was conveyed as security has occurred, and the nature of such breach is the Trustor's failure to make debt payments as they became due. The current lawful holder of the promissory note is Wells Fargo Bank, National Association. You are hereby notified that because of such default, the indebtedness secured by said Trust Deed is accelerated and as of 07/28/2008, is in the amount of $ 133,596.69 , plus interest thereafter. You are further notified that because of such default, the undersigned has elected to sell or cause to be sold the trust property to satisfy the obligations under the Trust Deed; the trust property being legally described commencing on the cover page of this instrument and incorporated as it fully set forth herein and commonly known as: 4248 NEW YORK AVE, GRAND ISLAND, NE 68803; Dated July 28, 2008. Garry McCubbin, Trustee By his attorney: oze cCubbin, L.C. 2400 Olive Blvd., Suite 555 St. Louis, MO 63141 (314) 991-0255 State of Missouri ) ) ss. County of St. Louis ) M'e foregoing instrum , 2008, by day of Unless you notify us within thirty (30) days after receipt of this letter that the validity of this debt, or any portion of it, Is disputed, we will assume that the debt is valid. If you do notify us of a dispute, we will obtain verification of the debt and mail it to you. Also, upon your written request within thirty (30) days, we will provide you with the name and address of the original creditor if different from the current creditor. We may proceed with suit against you without waiting the thirty (30) days, if so requested by our client. This communication is an attempt to collect a debt, and any information obtained may be used for this purpose. K&M File Name: HOLAMNOR \'\"""1 ~~~~.~P.tlj;,~ 2~"'NOTAf\'( ...~~ _.. .iIII~ ~ :: ~~. SEALj~i ##':~f.:,Of,' \AW'- 'f II'" JEFFREY PEINE My Commission Expires October 3, 2008 Clay County Commission 1104582419 Kozeny & McCubbin, L.C. 12400 Olive Blvd.Suite555 II~nilllriiilllllllll~~ 111III111 . K M 3 7 771 5 0 K M .