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10 n E ~ m :3: I-'~ ~ ." = o (/) 0 c: m <:::::> 0-; n ::t co ::c Z '~ c:l> \1:- ') ~ C- 2:-1 'N m "' ~ 0 ..-, 0 ~ ~ ~\-' c.:: -;M C> N ~ ~ r- -<c ):- s t'\ en G""") ?'''- 0 en s .::s JIIC :I: ~ N 0-" Z Q:) ~~ (;:) o \ Ul -"Z CD S '1 r ~ ~ :::r: rY1 0) ~ c,:> :r> UJ C) W ~ n'1 -0 r :;JJ :IJ fTl ::3 0) c 0) ~ CJ r l>- ~ -.....J (,f) (fl W f"0 "" ~ ~ 1> 0') N ......... "'-" Z -.J co en 0 (fl (Space Above This Line For Recording Data) 4~' 51) LOAN NUMBER: 0160281742 DEED OF TRUST THIS DEED OF TRUST ("Security Instrument") is made on July 18, 2008. The grantor is NICOLAS HERNANDEZ and ZENAIDA HERNANDEZ, HUSBAND AND WIFE, whose address is 304 E DODGE ST, Grand Island, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound; Joint and Several LlablIlty; Accommodation Signers. The trustee is TlerOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TlerOne Bank, which is organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). NICOLAS HERNANDEZ and ZENAIDA HERNANDEZ owe Lender the principal sum of Thirteen Thousand Four Hundred Twenty- six and 21/100 Dollars (U.S. $13,426.21), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on July 15, 2010. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the security ofthis Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, State of Nebraska: Address: 304 E DODGE ST, Grand Island, Nebraska 68801 Legal Description: THE WEST FIFTY AND FIVE T~ENTHS (50.5). FEET OF LOT ONE (1), IN BUENAVISTA SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY NEBRASKA Parcel ID/Sidwell Number: 400026678 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encwnbrances of record. Borrower and Lender covenant and agree as follows: Q 2004.2007 Copyrigh' Compliance S}"'<ms, Inc. 08 I A-Off A - 2008.02.266 Con~um~ Real E!.I1atc - Security Tn!Otrument DL2036 Page I of8 www.compliancesystems.com 800.968.8522. fax 616.956.1868