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<br /> ,Pi 10 <br /> "-:. m <br /> . <br /> ~;' 'TI <br /> ., I C <br /> n Z <br />N i %: ~ 0 <br />IS ~ ~ <br />IS <br />ex> "'C ::c <br />s <br />(j) <br />..... <br />0J <br />-....J <br /> <br /> <br />E <br />:c <br /> <br /> <br />l~'......) <br />c-..;,;:;) <br />(:=> <br />00 <br /> <br />o (n <br />o -i <br />cl> <br />z-i <br />-1fT! <br />-<0 <br />o"'"T1 <br />"'"T1z <br />::I: 1"1'1 <br />1> UJ <br />r :;lJ <br />r :t> <br />(f) <br />;:0;: <br />l> <br /> <br />~. <br />:n ~ <br />m C;-',- <br />C) ~- <br />o''f <br />.-" <br />g (t. .~~ <br />P1 <br />'=' <br />c,n <br /> <br />--- '--' <br /> <br />~ <br />c:::: <br />r'- <br />l--" <br />en <br /> <br />-0 <br />::3 <br /> <br /> <br />G.) <br /> <br />I-' <br />-.J <br /> <br />.fter Recording Return To: <br />-----iERITAGE BANK <br />800 WEST 3RD <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 08-0495 <br /> <br />Ul <br />en <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JULY 10, 2008 , together <br />with all Riders to this document. <br />(B) "Borrower" is GREGORY L. ALBERTS AND JENNIFER H. ALBERTS HUSBAND <br />AND WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD, HASTINGS, NEBRASKA 68901 <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee"isTIERONE BANK, 1235 N STREET, LINCOLN, NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated JUL Y 1 0, 2 0 0 8 <br />The Note states that Borrower owes Lender FOUR HUNDRED SEVENTEEN THOUSAND AND <br />00/100 Dollars (U.S. $ 417,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than AUGUST 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKAnSingle Family-.Fannie Mae/Fred~c UNIFORM INSTRUMENT <br />Fo,m 30281101 D :;;g 11 <br /> <br />DocMagic ~ 800-649-7362 <br />www.docmBgic.com <br /> <br />Ne3028.dol.xml <br /> <br />c::> <br />N <br />o <br />c::> <br />ex> <br />c:::> <br />en <br />....... <br />w <br />-oJ <br /> <br />rn <br />~ <br />:0 <br />m <br />C <br />):- <br />en <br />Z <br />~ <br />::0 <br />C <br />s: <br />m <br />~ <br />z <br />o <br /> <br />~ <br />~ <br />~ <br />