|
<br />N
<br />I$)
<br />I$)
<br />OJ
<br />I$)
<br />0'>
<br />CSl
<br /><.rr
<br />N
<br />
<br />
<br />>
<br />CJ
<br />;;:
<br />:z:
<br />;;!
<br />C")
<br />1'1"1
<br />.......
<br />~
<br />,."
<br />..."
<br />",
<br />:;.g
<br />:s
<br />C"')
<br />",
<br />en
<br />
<br />~
<br />m
<br />"'"
<br />c:
<br />t'l Z
<br />:c~~
<br />f!;cn
<br />~:c
<br />
<br />:n
<br />:s
<br />I---'
<br />o
<br />N
<br />W
<br />
<br />~s
<br />~%
<br />
<br />""'_f
<br />,..-\'--
<br />::nS?'
<br />rrl s;}
<br />~>t -
<br />
<br />-.,
<br />o tl
<br />~ f'"
<br />o
<br />(/l
<br />('
<br />
<br />C-
<br />c.~
<br />r-
<br />
<br />......
<br />C.J1
<br />
<br />
<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />f~~
<br />C;:::.
<br /><=>
<br />OQ
<br />
<br />o (j)
<br />o --i
<br />C:l>-
<br />Z-i
<br />-irTl
<br />-<0
<br />o "
<br />-"z
<br />.:c fTl
<br />> o:J
<br />r ::;0
<br />r 1'"
<br />(fl
<br />^
<br />l>
<br />
<br />C)
<br />N
<br />o
<br />C)
<br />co
<br />o
<br />0")
<br />a
<br />U1
<br />N
<br />
<br />m
<br />:z
<br />rri
<br />:D
<br />m
<br />o
<br />:t:-
<br />en
<br />Z
<br />~
<br />c:
<br />:s::
<br />m
<br />~
<br />Z
<br />o
<br />
<br />--'--'
<br />
<br />(/")
<br />en
<br />
<br />~
<br />U'-
<br />~
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated
<br />document.
<br />
<br />J U L Y 11, 2 0 0 8
<br />
<br />, together with all Riders to this
<br />
<br />(B) "Borrower" is
<br />
<br />JOSHUA J GORTEMAKER. A SINGLE PERSON
<br />
<br />(C) "lender" is
<br />CORPORATION
<br />NEBRASKA
<br />
<br />. Borrower IS the trustor under thiS Security Instrument.
<br />V ALL E Y S TAT E BAN K & T R U S T CO. Lender is a
<br />organized and existing under the laws of THE STATE OF
<br />Lender's address is ???:'l SFCONf1 AVF KFARNFY NF 68847
<br />. Lender is the beneficiary under
<br />
<br />PLATTE
<br />
<br />this Security Instrument.
<br />
<br />(D) "Trustee" is FIR S T N A T ION A L BAN K 0 F 0 M A H A
<br />1670 DODGE STRFET STOP 8133. OMAHA. NE 68197-8133
<br />
<br />-
<br />lE) "Note" means the promissory note signed by Borrower and dated J U L Y 11, 2 0 0 8
<br />Borrower owes Lender TWO HUN 0 REO THO USA N [) AND N [) / 1 0 0
<br />Dollars (U.S. $ 2 0 0 , 0 0 0 . 0 0
<br />Borrower has promised to pay thiS debt In regular PeriodiC Payments and to pay the debt in full not later than
<br />AUGUST 1 7038
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />
<br />(G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus interest.
<br />
<br />lH) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider
<br />
<br />D Balloon Rider
<br />
<br />The Note states that
<br />
<br />plus interest.
<br />
<br />D Condominium Rider
<br />
<br />D Seoond Home Rider
<br />
<br />D 1.4 Family Rider
<br />
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />D Other(s) [specify]
<br />
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2 2 2 3 SEe 0 N 0 A V E
<br />K EAR N E Y, N E 6 8 847
<br />
<br />fG
<br />
<br />NEBRASKA-Slngle Femily-Fannie MaelFreddl. MIIC UNIFORM INSTRUMENT
<br />3028 NE DOT 1/01 POl
<br />
<br />Form 3028 1/01 (page 1 017 pllges)
<br />
<br />(I) "Applicable law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(l) "Escrow Items" means those items that are described in Section 3.
<br />
<br />~M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property;
<br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />
<br />lP) "RESPA" means the Real Estate Settlement Procedures Act (12 U.s.C. S 2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
|