|
<br />-_..~
<br />,
<br />
<br />~
<br />
<br />N
<br />CS!
<br />G
<br />CJ1
<br />CSl
<br />OJ
<br />.....
<br />-....j
<br />-....,J
<br />
<br />,.
<br />
<br />RE-RECORDED J
<br />20050995~
<br />
<br />:;10
<br />I"IlI
<br />"'"
<br />c:
<br />nn6
<br />~>!{)
<br />ncn
<br />~:J:
<br />
<br />nn
<br />~~ "
<br />n--S: \,
<br />~
<br />
<br />.........")
<br />Cc:o>
<br />c:=>
<br /><..r'>
<br />
<br />-
<br />.
<br />
<br />(;) (f)
<br /><:) -l
<br />c:;:J>
<br />:z:-l
<br />-'1m
<br />-<0
<br />0"""
<br />"z
<br />7: fT!
<br />1> (~l
<br />r :;1J
<br />r ~
<br />(fJ
<br />;::><;
<br />>
<br />--- '-"
<br />
<br />~
<br />~
<br />Q
<br />
<br />~
<br />~ ~t~
<br />lliJ ,",--
<br />~I'-
<br /><0 -,-
<br />...,
<br />~;;l l!'
<br />
<br />~ r
<br />\'
<br />
<br />QO
<br /><::)
<br />GO
<br />
<br />i!$J
<br />(/il
<br />
<br />.-.....
<br />=
<br />G:l
<br />~
<br />CD
<br />
<br />\5\
<br />o
<br />
<br />-u
<br />::3
<br />
<br />(Space Above This Line For Recording Data]
<br />REFILE TO ADD MIN NUMBIR
<br />DEED OF TRUST MIN: 100416700000606468
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated August 19th
<br />all Riders to this document.
<br />(B) "Borrower" is Michael W Moore and Debra D Moore, husband and wife
<br />
<br />, 2005 , together with
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CharterWest National Bank
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 2535 Carleton Avenue Suite C Grand lsland,NE 68803
<br />(D) "Trustee" isCharterWest National Bank 201 South Main Street West Point, NE 68788-0288
<br />
<br />. Lender
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee tor Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated August 19th ,2005. The Note
<br />states that Borrower owes Lender One Hundred Seventeen Thousand Eil!ht Hundred and 00/100
<br />Dollars (V.S. $117.800.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1.4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Vnit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o Other(s) [specifY]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated throu~h an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial Institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transrers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />(Q) "RESP A" means the Real Estate Settlement Procedures Act (12 V.S.C. ~260 1 et seq.) and its implementing regulation,
<br />Regulation X (24 c.P.R. Part 3500), as they might be amended from time to time, or anx additional or successor legislation
<br />or regulation that governs the same subject matter. As used in this Security Instrument, 'RESP A" refers to all requirements
<br />
<br />NEBRASKA-Single Family--Fannie MaelFreddie Mac UNIFORM INSTRUMENT
<br />12439,CV (10/02) 900114
<br />Return To:
<br />CharterWest National Bank
<br />2535 Carleton Avenue Suite C
<br />Grand Island, NE 68803 '
<br />
<br />(MERS)
<br />
<br />Form 3028 1101 (page 1 018 pages)
<br />
<br />/l11lL ~
<br />
<br />o
<br />N
<br />c:>
<br />c:>
<br /><..n
<br />c:>
<br />CO
<br />......
<br />-..J
<br />-.J
<br />
<br />P.
<br />
<br />I
<br />ar
<br />i
<br />i
<br />~
<br />
<br />~
<br />~
<br />
<br />GOTO(OOO 1639:.)
<br />
|