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<br />This Permanent Loan Extension Agreement (this "Agreement") is made to be effective as of the 3rd day of October, 2005, and
<br />is incorporated into and shall be deemed to amend, supplement and extend the Mortgage, Deed of Trust, Deed or Security
<br />Deed (the "Security Instrument") dated as of the 10th day of December, 2004, executed by the undersigned Borrower(s)
<br />(referred to herein as "Borrower", whether one or more), in favor of Wells Fargo Bank, National Association ("Lender"). (Lender
<br />and its successors and assigns shall be referred to herein as the "Note Holder".) The Security Instrument secures a Note (the
<br />"Note") dated the same date as the Security Instrument payable to the order of Lender. All terms defined in the Security
<br />Instrument shall have the same meaning in this Agreement. This mortgage was recorded as instrument 200412027 for
<br />Lot 24 Country Meadows Second Subdivision in the City of Grand Island, Hall County, NE.
<br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower (and
<br />each Borrower if more than one) further covenants and agrees as follows:
<br />
<br />1. PERMANENT LOAN. The Security Instrument, as amended and extended by this Agreement, secures a permanent
<br />mortgage loan that replaces a construction loan between Lender and Borrower dated the same date as the Security Instrument
<br />and evidenced by the Note with a Construction Loan Addendum Amending Note. The Note, as amended by a Permanent Loan
<br />Addendum amending Note, evidences the permanent mortgage loan. Upon execution of this Agreement and the Permanent
<br />Loan Addendum, the terms and conditions of the Construction Loan Addendum Amending Note shall be of no further force and
<br />effect.
<br />
<br />GENERAl NOTARY. State of Nebraska
<br />ELIZABETH A GARDUNO
<br />My Comm. Exp. March 2, 2009
<br />
<br />Prepared By: Dana Anderson
<br />
<br />AEB:BBG\Constr\Const Note Rider-Fina1.doc
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<br />200509949
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<br />PERMANENT LOAN EXTENSION AGREEMENT
<br />
<br />2. DEFINITIONS. The definitions set forth in the Security Instrument are amended as follows:
<br />
<br />"Lender". Lender's address is P.O. Box 10304, Des Moines, IA 50306-0304.
<br />
<br />"Note". The Note states that the Borrower owes Lender One hundred thirty eight thousand Dollars (U.S. $138,000.00) plus
<br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />November 1,2035.
<br />
<br />"Riders". Riders are to be executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o VA Rider
<br />
<br />o Condominium Rider
<br />o PUD Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />o 1-4 Family Rider
<br />o Other(s) [specify]
<br />
<br />i 1:~fTE OF tJ-.ebra5~
<br />fC-#V1 County ss:
<br />
<br />On this 3rd day of~ij\:~2005, I, a Notary Public in and for said county and in said state, hereby certify that Daniel
<br />J Warrender and Sally A Warrender, husband and wife whose name(s) is/are signed to the foregoing conveyance, and who
<br />is/are know to me, acknowledged before me that, being informed of the contents of the conveyance, he/she/they executed the
<br />same voluntarily and as his/her/their act on the day the same bears date':.11 ~ /,.. ....
<br />Given under my hand and seal of office this .3 day of Oc:..::ro,......." I 2- DO 5" .
<br />
<br />My Commission Expires: ;3 - ;;;;.. -C) q
<br />
<br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Addendum.
<br />
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