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<br /> 0 DEED OF TRUST
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<br /> DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, ]3, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ Pj:!)M/.1Q~.... ......... ...... ...... ...., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .a~~la.~I~~~.M'''O.OWJ.f\ .t!IN~~, H~~~.f\I)IP.MD.WIf.E.................................................................................
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HR.~T.~~.l:I.Q~~.L.~.~~~. P.F.M~.R.(Wrm.............................................................................................. .
<br />Lender is a .COR~ORf\ T10(IJ. . . . . .. . . . . . . .. . . .. . . . . . . .. . . . . . .. . .. . .. . .. .. . .. . . . . . .. . . . . . . .. . . . . .. . . . . . . . . . . . . . . .
<br /> . . . . ... organized and existing under
<br />the laws of .THE. j.J.fo.jllJD.~rAnS. OHNlERICA................................. . Lender's address is . P'Q .aQP~,.4Q7.Mf\~JWI.~.~V~, M~.~Q.j.J.EU~,...
<br />NE 68854
<br />.........................................................................................................................................................
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is f.I~?1.~~J.lPN~k~~.~~. 9f.~.~~P:~~TJ.~. ~,Q.J.qq~. N1~.~9j.J.~1T~, .~~. ~.8.~~~. ... ... . .. ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
<br />(E) "Note" means the promissory note signed by Borrower and dated P.~.;3.Q'?QQ~.................................................... . The
<br />Note states that Borrower owes Lender Hl~~J.E.HI.Hl.Q~SAflID.O.N~.ljlJNORE.O.E.I~HTHlG~J.ANO.5D110P..............................................
<br />. .. . .. .... .. .. .... .... .. .. .. .. .. .. .. .... ... .. .. ... Dollars (V. S. $ .14. 1 ~MQ.. .. . .. .. .. .. .... .. .. .. .) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... JA. J~.?.Q10.... ... ...... ...... ..
<br />
<br />........................................................................................................................................................ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest." ,,_
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />D Adjustable Rate Rider D Condominium Rider
<br />D Balloon Rider D Planned Unit Development Rider
<br />D 1-4 Family Rider D Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable tlnal, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer; or magnetic tape so as to
<br />order, instruct, or authorize a tlnancial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />D Second Home Rider
<br />D Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT M ~"""" I 1111111JIIII[1111211111lllll !III 1111
<br />
<br />Bankers Systems.lne.. St. Cloud, MN Form MD.'.NE 811712000
<br />ref: 112001 (page 1 of 7 pages)
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