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<br />200509909 <br /> <br />which a Prepayment penalty is allowed, then the Note Holder's right to assess a <br />Prepayment penalty will be detennined under applicable law. <br />If within THIRTY - S IX ( 36 ) months from the date the Security <br />Instrument is executed I make a full Prepayment or one or more partial Prepayments, and <br />the total of all such Prepayments in any 12-month period exceeds twenty percent (20%) <br />of the original Principal amount of the loan, I will pay a Prepayment charge in an amount <br />equal to S I X (6) months' advance interest on the amount by which <br />the total of my Prepayments within any 12-month period exceeds twenty percent (20 %) of <br />the original Principal amount of the loan. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenns and provisions contained in this <br /> <br />Rider. <br /> <br /> <br />~-~~... <br /> <br />--- ~ (S I) <br />.....-- -... ea <br />I I -Borrower <br /> <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE PREPAYMENT RIDER <br />6/03 <br /> <br />Page 2 of 2 <br /> <br />DocMagle~ 800-649.1362 <br />www.docmllgic.com <br /> <br />Uspr.ppf.2.tem <br />