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200509908 Loan Number: 0310030501 RECONVEYANCE RIDER TO MORTGAGE OR DEED OF TRUST This Rider to Mortgage or Deed of Trust is attached and made a part of the Mortgage or Deed of Trust ("Security Instrument") dated OCTOBER 3, 2005 by and between LOUIS F BORGES II, SAMANTHA J BORGES ("Borrower") and EQUITABLE MORTGAGE OF NEBRASKA, INC. ("Lender") which secures a Note or Revolving Credit Agreement in the original principal amount or line of credit of $ 8 6 , 400 . 0 0 . The Security Instrument is hereby modified and amended to include the following provision: Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all Notes or Revolving Credit Agreements evidencing the debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty. If there is no Trustee under the Security Instrument, Lender shall release the Security Instrument in accordance with applicable law. Unless prohibited by applicable law, the Trustee or Lender may charge a fee for services rendered in connection with the preparation, execution or recordation of a reconveyance or release of lien, demand statement or request for a reconveyance or release of lien. The amount of any reconveyance and release or demand fee shall be in the discretion of Trustee or Lender, and shall not exceed the maximum amount, if any, set forth in applicable law for such fees. The provisions of this Rider shall control Security Instrument. jGJ'i~ 11 (JLlW \J' l '~_ Borrower LOUIS F BORGES II over and supersede any inconsistent provlSlons in the Date ~ SAMANTHA J BORGES ,A!:JclS- 10 ~3-0S Date Borrower Date Borrower Date Borrower Date Borrower Date RECONVEYANCE RIDER TO MORTGAGE OR DEED OF TRUsr (6/96) Document Systems, Inc. (800) 649-1362 R2m0d.rdr