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<br />Jter Recording Return To:
<br />-EQUITABLE MORTGAGE OF NEBRASKA, INC.
<br />13306 A STREET, SUITE A
<br />OMAHA, NEBRASKA 68144
<br />Loan Number: 0310030501
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<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 1001465-0005030000-5
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 3, 2005 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is LOUIS F BORGES II AND SAMANTHA J BORGES HUSBAND AND
<br />WIFE
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is EQUITABLE MORTGAGE OF NEBRASKA, INC.
<br />
<br />Lender is a NEBRASKA CORPORATION organized
<br />and existing under the laws of NEBRASKA
<br />Lender's address is 13306 A STREET, SUITE A, OMAHA, NEBRASKA 68144
<br />
<br />(0) "Trustee" is DENNIS L. HARDT, ATTORNEY AT LAW
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />ofP.a. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 3, 2005
<br />The Note states that Borrower owes Lender EIGHTY-SIX THOUSAND FOUR HUNDRED AND
<br />00/100 Dollars (U.S. $ 86,400.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />NOVEMBER 1, 2035
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to he executed by Borrower [check box as applicable]:
<br />
<br />o Second Home Rider
<br />
<br />lK] Other(s) [specify]
<br />R:IIm 'IO NJIE rEED ~,
<br />RlIER 'IO SB:IRITY JN3lRlVENI',
<br />mEm:dVENI' R:IIm 'IO SB:1lmY
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o
<br />
<br />1-4 Family Rider
<br />
<br />o Condominium Rider
<br />o
<br />o
<br />
<br />Planned Unit Development Rider
<br />Biweekly Payment Rider
<br />
<br />NEBRASKA--Single FamilynFannie Mae/Freddie Mac UNIFORM INSTRUMENT" MERS
<br />Form 3028 1/01 Page 1 of 10
<br />
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