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r .. 200509846 References are to the Internal Revenue Code as amended and in effect on the date of issuance of bonds, the proceeds of which will be used to finance the Security Instrument and are deemed to include the implementing regulations. BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax- Exempt Financing Rider. Borrower Name Borrower Name D VA MORTGAGE ADDENDUM ONLY [Property Address] If, so long as the Mortgage is outstanding, all or part of the property is sold or transferred by Borrower without Lender's prior written consent, other than a transfer by devise, descent or by operation of law, the Lender may, at Lender's option, declare all the sums secured by the Mortgage to be immediately due and payable. Borrower Name Date Borrower Name IZI CONVENTIONAL MORTGAGE LOAN ADDENDUM ONLY THIS TAX-EXEMPT FINANCING RIDER is made this 3rd day of October. 2005 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ("Security Instrument") of the same date given by the undersigned ("Borrower") to secure Borrower's Note ("Note") to Five Points Bank ("Lender") of the same date and covering the property described in the Security Instrument and located at: 2924 N. Webb Rd.. Grand Island. NE 68803 [Property Address] In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree to amend Paragraph 17 of the Uniform Mortgage Form, entitled "Transfer of the Property as a Beneficial Interest in Borrower" as by adding additional grounds for acceleration as follows: Lender, or such of its successors or assigns as may by separate instrument assume responsibility for assuring compliance by the Borrower with the provisions of this Tax-Exempt Financing Rider, may require immediate payment in full of all sums secured by this Security Instrument if: 61