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<br /> After recording return ~ '" en ~
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<br /> CITIFINANCIAL, INC. (MD)
<br />
<br />3415 WEST STATE STREET
<br />GRAND ISLAND NE 68803
<br />
<br />I DEED OF TRUST I
<br />
<br />O/C-
<br />.::>.so
<br />
<br />THIS DEED OF TRUST is made this 29th day of september
<br />DAVID J. EPLEY AND KRIS L EPLEY (HUSBAND AND WIFE)
<br />AND DERRICK EPLEY (A SINGLE PERSON)
<br />Michael F. Kivett
<br />"Trustee"), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />admessis 3415 WEST STATE STREET GRAND ISLAND NE 68803
<br />"Lender").
<br />
<br />, 2005 among the Trustor,
<br />
<br />(herein "Borrower"),
<br />(herein
<br />
<br />, whose
<br />(herein
<br />
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL ,State of Nebraska:
<br />
<br />THE FOLLOWING DESCRIBED REAL ESTATE (AS DEFINED IN NEB. REV. STAT.
<br />76-201): A PART OF THE NORTHEAST QUARTER OF THE NORTH EAST QUARTER
<br />(NEl/4 NE1/4) OF SECTION FOURTEEN (14) IN TOWNSHIP NINE (9) NORTH,
<br />RANGE TWELVE (12) WEST OF THE 6TH P.M., HALL COUNTY. NEBRASKA, MORE
<br />PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER
<br />OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER (NEl/4NE1/4)OF SAID
<br />SECTION FOURTEEN (14); THENCE RUNNING WEST ALONG THE NORTH LINE OF
<br />SAID SECTION, TWENTY-TWO (22) RODS; THENCE SOUTH EIGHTEEN AND
<br />ONE-SIXTH (18 1/6) RODS; THENCE EAST TWENTY-TWO (22) RODS TO A POINT
<br />ON THE SECTION LINE RUNNING ALONG THE EAST SIDE OF SAID SECTION,
<br />EIGHTEEN AND ONE-SIXTH (18 1/6) RODS SOUTH OF THE PLACE OF BEGINNING;
<br />THENCE NORTH ALONG SAID SECTION LINE TO THE PLACE OF BEGENNING.
<br />
<br />BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM WADE WILKINS,
<br />A SINGLE PERSON TO DAVID J EPLEY AND KRIS L EPLEY, DATED 02/09/2000
<br />RECORDED ON 03/06/2000 IN INSTRUMENT NO 200001832, IN HALL COUNTY
<br />RECORDS, STATE OF NE.
<br />
<br />which has the address of 12037 SOUTH 150TH RD
<br />Nebraska 68883 (herein "Property Address");
<br />
<br />WOOD RIVER
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property";
<br />
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 09/29/2005
<br />and,extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 63,787.66, with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 11/05/2020 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />
<br />Nebraska 26876-4 1/98 Original (Recorded)
<br />
<br />Copy (Branch)
<br />
<br />Copy (Customer)
<br />
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