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I\.) S is CO is CJ1 0J 0J I\.) ."S:\ ~~ n,~ <[h ~ V) -u 3 ~~ n::t ~ I: C! 2~~ Q! '--';> (""'...:;:t <;> <::x> ~i."~ o~~ ""T1 ~ r (~ c::= Z N C) N o <::) DEED OF TRUST ('") U) O-i C J> ::z:-i -irr1 -<0 0""" """z :::r: nl )> CD r ::D I)> (f) ;><;: )> ................. (/) (/) m o ~ N :D a m o C) ;> en ~ ~ c:: 3: m ~ :z o w w r"\) THIS DEED OF TRUST is made on 06/10/2008 RICHARD CHARLES NAEVE JOANN RAE NAEVE, FORMERLY KNOWN AS JOANN RAE HOLROYD HUSBAND AND WIFE , among the Trustor, ~ IS\. (herein "Borrower"), ~ Centris Federal Credit Union Beneficiary, Centris Federal Credit Union under the laws of United States Federal Credit Union Act 343 N 114 Street. Omaha NE 68154 (herein "Trustee"), and the a corporation organized and existing whose address is (herein "Lender"). BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: LOT SIX (6) IN BLOCK TWENTY-EIGHT (28), IN GILBERT'S THIRD ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. which has the address of 1919 N GRAND ISLAND AVE (City) (Street) , Nebraska 68801 (herein "Property Address"); (Zip Code) GRAND TST,AND TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/10/7.008 and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 7.07CJO 14 , with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 06/03/2014; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. ()//l . . J//- ,/" .;..... ENE204 revised 10/2001 (LASER) 6849LL ..,/