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<br />200509762 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />e.6INEII04071.01 <br />~ <br /> <br />doJo/ <br /> <br /> <br />Alfred 0 Gigstad <br /> <br />") <br />~~Ji a <br /> <br /> <br />Sarah A Gigstad <br /> <br />(Seal) <br />-Borrower <br /> <br /> <br />(Seal) <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />Page 14 of 15 <br /> <br />0110242012 <br /> <br />Form 3028 1/01 <br />