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<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HBA LOAN)
<br />
<br />200509750
<br />
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<br />
<br />This Second Deed of Trust (this "Second Deed of Trust"), is made as of S e p t em b e r 30. 2005 by and among
<br />S T E P H ANI E L C AMP E R. A S J N G L E PER SON, ("Trustor"), whose
<br />mailing address is 9 1 6 NOR T H PIN EST R E E T . G RAN 0 I S LAN 0 . N E 6 8 8 0 1 ,
<br />US BANK TRUST COMPANY. NATIONAL ASSOCIATION ("Trustee"), whose mailing address is 1 11 S W F J F T H A V E N U E
<br />PO R T LAN 0 . 0 REG 0 N ; and Nebraska Investment Finance Authority ("Beneficiary"), whose mailing
<br />address is 200 Commerce Court, 12300 Street, lincoln, Nebraska 68508-1402.
<br />
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH
<br />POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second
<br />Deed of Trust, the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the
<br />"Property"); and
<br />
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the
<br />"rents"), all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all
<br />right, title and interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property
<br />owned or hereafter acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may
<br />hereafter acquire in th Property, all easements, rights-of-way, tenements, hereditaments and appurtenances thereof and thereto,
<br />all water rights, all right, title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the
<br />right-of-way of any street or highway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or
<br />used in connection with the Property, and any and all buildings, fixtures and improvements now or hereafter erected thereon
<br />(the "Improvments"), and all the estate, interest, right, title or any claim or demand which Trustor now has or may hereafter
<br />acquire in the Property, and any and all awards made for the taking by eminent domain, or by any proceeding or purchase in
<br />lieu thereof, of the whole or any part of the Trust Estate, including without limitation any awards resulting from a change of
<br />grade of streets and awards for severance damages.
<br />
<br />The Property and the entire estate and interest conveyed to the trustee are referred to collectively as the "Trust Estate".
<br />For the Purpose of Securing:
<br />
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />
<br />B. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of sixteen
<br />percent (16%) per annum.
<br />
<br />The indebtedness described in paragraphs A and B above is referred to as the "Indebtedness."
<br />
<br />This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the
<br />"Loan Instruments".
<br />
<br />Trustor covenants the (i) Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate, (ii)
<br />the Trust Estate is free and clear of all liens and encumbrances except for easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the "First Deed of Trust"), and (iii)
<br />Trustor will defend the Trust Estate against the lawful claims of any person.
<br />
<br />HBA TRUST DEED Pl
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