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<br />N <br />CSl <br />CSl <br />ex> <br />CSl <br />(J'I <br />N <br />CSl <br />ex> <br /> <br /> <br />jig <br />~ <br />c: <br />z <br />2nc <br />m>W <br />nCl't <br />~:z:: <br /> <br />n~ <br />~(I't <br />0% <br />~ <br /> <br />'(:ll;) <br />~ <br />~.~ <br />~ <br />tr1 <br />1" ;1\ <br />0--:<- <br />i <br />0. <br />~ <br />t- =----1 <br />l1P- <br />When Recorded Return To: <br />First Mortgage Company LLC d/b/a Equitable <br />Mortgage of Nebraska <br />1569 Washington St. <br />Blair, NE 68008 <br /> <br /> tn <br /> Z <br /> ~ <br /> '''" m <br /> <=::> (") (f) :0 <br /> cz:> C? <br /> .......'>-l.. c::a o -i m <br /> c :t;>- N 0 <br />~~ c_ z-i :> <br />c:= <br />Z -1fY'l c:> en <br />Q ~ -<0 Z <br /> ....... 0"'""1 0 <br />0 -..J ""z en <br />...., ~ CO it <br />0 :t: fY'l <br />m \J ;t>CO c::> C <br />J"Tl t ::3 I ::0 3: <br />0 Ill>- en m <br />VI (J) rv <br /> ....... ^ <br /> :t;>- O <br /> C.fl -- <br /> en (ft. 00 <br /> (J) <br /> -it .t?0 <br /> <br />~ <br />t. <br />~~ <br /> <br /> <br />(Space Above This Line For Recording Data) <br /> <br />DEED OF TRUST MIN: 1000162-0000935852-0 <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS <br />OR ITS AUTHORIZED AGENT. <br /> <br />DEFINmONS <br /> <br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3, 11, 13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated May 28tb <br />all Riders to this document. <br />(B) "Borrower" is Joseph A. Greenwood and Julia N. Greenwood, husband and wife <br /> <br />, 2008 ,together with <br /> <br />Borrower is the trustor under this Security Instrument. <br />(q "Lender" is First Mort~a2e Company LLC d/b/a Equitable Mortgage of Nebraska <br />is a Limited Liability Company organized and existing under the laws of the State of Oklahoma <br />Lender's address is 6501 Nortb Broadway Ste. 250 Oklahoma City, OK 73116 <br />(D) "Trustee" isJohn Q. Bachman, Attorney at Law <br /> <br />. Lender <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a <br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, <br />Flint, MI 48501-2026, teL (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated May 28th . 2008 . The Note <br />states that Borrower owes Lender Ninety Three Thousand and 00/100 <br />Dollars (U.S. $93,000.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than June I, 2038 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />D 1-4 Family Rider <br /> <br />o Condominium Rider <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br /> <br />o Second Home Rider <br />IX! Other(s) [specify] VA Loan <br />Rider <br /> <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other char~es that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar orSlll!lzation. <br />(L) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated throu~h an electronic terminal, telephonic instrument, computer, or mafPletic tape so as <br />to order, instruct, or authorize a financial mstitution to debit or credit an account. Such term includes, but IS not limited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damatJe to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance lD lieu of condemnation; or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of; or default on, the Loan. <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) <br />any amounts under Section 3 of this Security Instrument. <br /> <br />NEBRASKA-Single Family-Fannie MaefFreddie Mac UNIFORM INSTRUMENT (MERS) <br />12439.CV (11/07) 4200101 <br /> <br />Form 3028 I/Ot (page / of8 pages) <br />Creative Thinking, Inc. <br /> <br />ooTO(00085 178) <br /> <br />~ <br /> <br />/ <br />