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<br />DEED OF TRUST
<br />
<br />
<br />
<br />/tJ .S-O
<br />PARTIES: This Deed of Trust is ma~e on OS/29/2008 among, the Grantor, WADE M CARRAHER and JENNIFER A CARRAHER,
<br />rBorrowcr~ Husband and Wlfe f/k/a Jennifer A Miller
<br />AREND R BAACK., ATTORNEY, whose resid~l1ce addr~js P. O~ Box 790, Gmn'i !5Ianc, H""lJ CCU!!ty, Neb~:lSka("Tru"t;;~"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing undcr the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"propt;i"ty")., _,_"u'_, _"
<br />PROPERTY ADDRESS: 2215 W 10TH ST, Grand Island, Nebraska 68801
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />Lot Five (5), in Block Eight (8), in Dill & Huston's Addition to the City of Grand Island, Hall County, Nebraska.
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lendcr repayment of the secured debt and the pcrformance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated hcrein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrowcr owes to Lender undcr this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />iii A PROMISSORY NOTE AND SECURITY AGREEMENT DATED OS/29/2008
<br />
<br />iii Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on August 02, 2008 if not paid earlicr.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $8,327.50, plus
<br />intcrest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The intcrest rate on the obligation secured by this deed of trust may vary according to the tcrms of that obligation.
<br />o A copy of the ioan agreement containing the tcrms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iL:lttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />-".,.,...",,~.~., ~':~"'",..""''''''' -.
<br />
<br />,- ._- .'6.''''''... ...,""n.,
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and m Z rid." d..cribed 'bo~w.r. n
<br />
<br />~cf rn C--' O-C~
<br />WADE M CARRAHER JEN ER A CARRAHER
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on OS/29/2008
<br />By WADE M CARRAHER and JENNIFER A CARRAHER,
<br />
<br />My'ommi"ionoxprre".:!-I't'.JOO 7' ~C\~~
<br />
<br />GENERAL NOTARY. Slate of Nebraska
<br />DEBORAH L. TROSPER
<br />My Camm. Exp. Fell. 14, 2009
<br />
<br />
<br />(Notary Public)
<br />
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