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<br /> <br /> <br />DEED OF TRUST ~ <br /> <br />DEFINITIONS 0- <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 \'~ <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. . <br /> <br />(A) "Security Instrument" means this document, which is dated June 09, 2008 <br />Riders to this document. <br />(B) "Borrower" is Stephen C Gonifas and Stacy A Gonifas, husband and wife <br /> <br />, together with all <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Mutual of Omaha Bank <br />Lender is a a Federal Savings Bank <br />the laws of United States of America <br />1330 "N" St, Lincoln, NE 68508-1907 <br /> <br />organized and existing under <br />. Lender's address is <br /> <br />. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is U.S. Bank Trust Company, National Association <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated June 09, 2008 . The Note <br />states that Borrower owes Lender One Hundred Seventy Six Thousand Two Hundred and no/100 <br />Dollars (U.S. $176,200.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than July 01, 2038 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br /> <br />D Second Home Rider <br /> <br />D Balloon Rider <br /> <br />IX] Other(s) [specify] VA Mortg Addm & <br />VA Rider <br /> <br />D 1-4 Family Rider <br /> <br />D Biweekly Payment Rider <br /> <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> <br />Form 3028 1/01 <br /> <br />:) l <br /> <br />GreatDocs '" <br />To Order Call: 1.800.968.5775 <br />08-04-22-013551 <br /> <br />ITEM 1915L 1 (0308) <br /> <br />(Page I of 11 pages) <br />