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<br /> \ ~-~-,.") <br /> f:::~'"_::' 0 C <br /> ~::::::) , ~ <br /> -'. <:.J.... 0 ....., 0 i <br /> ;10 n ~ " c r.... <br /> m % r -j) -, N <br /> t., ""- <br /> "T1 m CI'l ""~.. l"r~ --i 1-- <br /> C /1'"1 -0 " <::) <br /> n ::J: \". :".. -< fI <br /> z c'') , C <br /> () A .("'1-, (...) '"I c:::> <br /> ("') 0 c "'\" C) <br /> ::I: > !{l "T1 c:::> -,., . ~ it <br /> m (" t Ul <br />N n (I) ~""' -J <br /> .. <br />is) '" :r: ~ r' n LJ ),,0. C) <br />CSl 1'1"1 ~ ::3 .-::~:J 3" <br />()'1 C~~.J r-- ;:,... CD r <br />is) a llin t. (.0 <br /> ;:\ N --..J <br />CD t- ::><: <br />-....,J lJ\ :> c..u <br />W c...) .................. <br />....... () C> en I-" <br /> After recording return to: Vl ..... <br /> 2 <br /> CITIFINANCIAL, INC. (MD) <br /> C" <br /> <br />2014 N LAWRENCE LANE <br />GRAND ISLAND NE 68803 <br /> <br />200509731 <br /> <br />I DEED OF TRUST I <br /> <br />THIS DEED OF TRUST is made this 29th day of September <br />JAMES A ENCINGER AND DEBORA L ENCINGER HUSBAND AND WIFE <br /> <br />,2005 <br /> <br />among the Trustor, <br /> <br />Michael F. Kivett <br />"Trustee"), and the Beneficiary, CITIFINANCIAL, INC. (MD) <br />a corporation organized and existing under the laws of Maryland <br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 <br />"Lender"). <br /> <br />(herein "Borrower"), <br />(herein <br /> <br />, whose <br />(herein <br /> <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL ,State of Nebraska: <br /> <br />THE FOLLOWING DESCRIBED REAL ESTATE IN HALL COUNTY, NEBRASKA: LOT FIVE <br />(5), FRANZEN SUBDIVISION, A REPLAT OF LOT TWENTY ONE (21), ISLAND <br />ACRES, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br /> <br />BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM WAYNE ALAN <br />WEST AND CAROL RAE WEST, HUSBAND AND WIFE TO JAMES A ENCINGER AND <br />DEBORA L ENCINGER, DATED 03/18/1992 RECORDED ON 03/20/1992 IN <br />INSTRUMENT NO 92-102258, IN HALL COUNTY RECORDS, STATE OF NE. <br /> <br />which has the address of 3003 W 16TH ST <br />Nebraska 68803 (herein "Property Address"); <br /> <br />GRAND ISLAND <br /> <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property"; <br /> <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 09/29/2005 <br />and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 85,163.25, with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 10/15/2035 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br /> <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br /> <br />Nebraska 26876-4 1198 Original (Recorded) <br /> <br />Copy (Branch) <br /> <br />Copy (Customer) <br /> <br />Page 1 of 5 <br />