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<br />200804918 <br /> <br />If Mortgagee retains attorneys to enforce any of the terms hereof or the Note or of the <br />other Loan Documents or because of the breach by Mortgagor of any of the terms hereof or of <br />any of the other Loan Documents, or for the recovery of any Indebtedness, Mortgagor shall pay <br />to Mortgagee attorneys' fees and all costs and expenses, whether or not an action is actually <br />commenced and the right to such attorneys' fees and all costs and expenses shall be deemed to <br />have accrued on the date such attorneys are retained, shall include fees and costs in connection <br />with litigation, arbitration, mediation, bankruptcy and/or administrative proceedings, and shall be <br />enforceable whether or not such action is prosecuted to judgment and shall include all appeals. <br />Attorneys' fee and expenses shall for purposes of this Deed of Trust include all paralegal, <br />electronic research, legal specialists and all other costs in connection with that performance of <br />Mortgagee's attorneys. <br /> <br />If Mortgagee is, by reason of being the holder of this Deed of Trust, made a party <br />defendant in any litigation concerning this Deed of Trust or the Premises or any part thereof or <br />therein, or the construction, maintenance, operation or the occupancy or use thereof by <br />Mortgagor, then Mortgagor shall indenmify, defend and hold Mortgagee harmless from and <br />against all liability by reason of said litigation, including attorneys' fees and all costs and <br />expenses incurred by Mortgagee in any such litigation or other proceedings, whether or not any <br />such litigation or other proceedings is prosecuted to judgment or other determination. <br /> <br />10.12 Other Representations and Warranties. <br /> <br />All statements contained in any loan application, certificate or other instrument delivered <br />by or on behalf of Mortgagor to Mortgagee or Mortgagee's representatives in connection with <br />the Indebtedness shall constitute representations and warranties made by Mortgagor hereunder. <br />Such representation and warranties made hereunder and thereunder shall survive the delivery of <br />this Deed of Trust, and any misrepresentations thereunder shall be deemed as misrepresentations <br />hereunder. <br /> <br />10.13 Limitation ofInterest. <br /> <br />It is the intent of Mortgagor and Mortgagee in the execution of this Deed of Trust, the <br />Note and the other Loan Documents, to contract in strict compliance with the usury laws of the <br />State of Minnesota governing the Note. In furtherance thereof, Mortgagee and Mortgagor <br />stipulate and agree that none of the terms and provisions contained herein or in the Note or Loan <br />Documents shall ever be construed to create a contract for the use, forbearance or loan of money <br />requiring payment of interest at a rate in excess of the maximum interest rate permitted to be <br />charged by the laws of the State of Minnesota. Mortgagor or any guarantors, endorser or other <br />party now or hereafter becoming liable for the payment of the Note shall never be required to <br />pay interest on the Note at a rate in excess of the maximum interest that may be lawfully charged <br />under the laws of the State of Minnesota and the provisions of this Section shall control over all <br />other provisions of the Note and any other Loan Documents which may be in apparent conflict <br />herewith. If, from any circumstances whatsoever fulfillment of any provision of the Note, this <br />Deed of Trust or any Loan Documents, at the time performance of such provision shall be due, <br />shall involve transcending the limit on interest presently prescribed by any applicable usury <br />statute or any other applicable law, with regard to obligations of like character and amount, then <br /> <br />31 <br /> <br />Doc# 2675364\2 <br />