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<br /> <br /> (iJ <br /> . <br /> - 10 2E <br />N . m <br />s ~ ." <br />S c: ~::r <br /> Z <br />(Xl n ~ <br />s I x ~ c <br />.p. m !{t <br />c.o n ~ <br />...... ,:II'l; <br />N <br /> <br /> <br /> <br /> <br />lfter Recording Return To: <br />----.-.-------HERITAGE BANK <br />110 E 9TH STREET <br />WOOD RIVER, NEBRASKA 68883 <br />Loan Number: 00-0050 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br /> !' , ~ " ; \. '~' <br />. <br /> m <br /> 1",,-> ~ <br /> <,,~"':";)i (? (fl <br /> <::::> 0 m <br /> ~ c:o O--i ::0 <br /> c- c:::t> N m <br /> z--i 0 <br /> ~~~ c= ~m 0 > <br /> z <br /> -<0 en <br /> o"T'l C) Z <br /> .." cr> ""Tl z: CD il <br /> t;;? r :r: m <br /> rr1 -'0 ;l>OJ C) <br /> rr1 :::3 I ::lJ ....c C <br /> 0 r ;l> a:: <br /> en (f) CD m <br /> c..:> ;::><:: ~ <br /> )> ........ <br /> C) ..........-.......... e5 <br /> -.J t;n r'-> <br /> u> <br /> <br />~ <br />~\ <br />C- <br />O <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JUNE 2, 2008 , together <br />with all Riders to this document. <br />(B) "Borrower" is NI CHOLAS J. RENNAU, A S INGLE PERSON AND ABBY G. <br />VLACH, A SINGLE PERSON AS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />organized <br /> <br />Lender is a CORPORATION <br />and existing under the laws of NEBRAS KA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 N STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 2, 2 008 <br />The Note states that Borrower owes Lender NINETY - SEVEN THOUSAND TWO HUNDRED <br />AND 00/100 Dollars (U.S. $ 97,200.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY 1, 2038 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non. appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />Ne3028,dot <br /> <br /> <br />1111111111111111I11111111111I11111I11111111111111111111111 <br />