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<br />RE~RECORDED
<br />
<br />200804894
<br />
<br />200708844
<br />
<br />(C) "Lender" is BELL AMERICA MORTGAGE LLC DBA BELL MORTGAGE
<br />
<br />Lender is a LLC
<br />orgaaIzed and existing under tl:te laws of MINNESOTA
<br />Lender's address is 1000 SHE LARD PKWY, SUITE 500
<br />MINNEAPOLIS, MN 55426
<br />(D) "Tmtee" is US BANK TRUST COMPANY. NATIONAL ASSOCIATION
<br />111 SW 5TH AVENUE, PORTLAND. OR 97204
<br />(E) "MERS" is Mortgage Eleclronic Registralion Systems, Inc. MERS is a separale corporation Ihat is
<br />acling solely as a nominee for Lender and Lender's successors and assigns, MERS Is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and lelephone number of P.O. Box 2026, Flinl, MI 48501-2026, leI. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 15TH. 2007
<br />The Note stutes thai Borrower owes Lender
<br />NINETY SEVEN THOUSAND FJVE HUNDRED AND NO/100 Dollars
<br />(U .S. $ 97.500,00 /) plus inleresl. Borrower has promised to pay this debl in '}iiular Periodic
<br />Payments and lO pay the debl in fun not I Iller than NOVEMBER 1ST, 2037 .../
<br />(G) "Property" means lhe property that Is described below under the heading "Transfer of Rights in the
<br />Properly. "
<br />(H) "Loan" means Ihe debt evidenced by the Note, plus imerest, any prepayment charges and late charges
<br />due under the Note, and all suma due under this Securily Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]: "/
<br />
<br />o Adjustable Rate Rider B CondOminium Rider 0 Second Home Rlder
<br />o Balloon Rider Planned Unit Development Rider D 1-4 Family Rider
<br />o VA Rider 0 Biweekly Payment Rider[] Other(s) [specify]
<br />FORM E-3
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<br />/~,.,....
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<br />(J) "Appllcuble Luw" means all controlling applicable federal, state and local stalutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Assoclation Dues, Fees, IlDd Assessments" means all dues, fees, assessments and other
<br />charge" th1l[ lire imposed on Borrower Or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(1) "Electronic Funda TI'onsfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, whicll is initiated through an electronic terruinal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point.of-sale transfers, automsted teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described In Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />dumage to, or destruction of, the Property; (H) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value lmd/or condition of the Properly.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loon.
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<br />~'6A(NEllo'o71.0'
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<br />Pafila.2 Dt 16
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<br />'n"'."'~
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<br />Form 3028 1/01
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