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1�S-�-v
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 4th day of June , 2008 among the Trustor,
<br />PAMELA K COOPER A SINGLE PERSON LAURIE L. EARNEST, MARRIED
<br />JOINT TENANTS, STEPHEN R. EARNEST, MARRIED (herein 'Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />THE FOLLOWING DESCRIBED PROPERTY IN HALL COUNTY, NEBRASKA, DESCRIBED
<br />AS FOLLOWS: LOT 3, IN FRACTIONAL BLOCK 38, IN CHARLES WASMERS
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY SPECIAL WARRANTY DEED
<br />FROM THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT OF WASHINGTON
<br />D.C. TO PAMELA K COOPER A SINGLE PERSON AND LAURIE L. EARNEST MARRIED
<br />JOINT TENANTS, DATED 12/15/2000 TECORDED ON 12/15/2000 IN INSTRUMENT
<br />NO 200010883, IN HALL COUNTY RECORDS, STATE OF NE.
<br />which has the address of 1313 W LOUISE ST
<br />Nebraska 6 8 8 01 (herein "Property Address ");
<br />, GRAND ISLAND
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/04/2008
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 54, 861.44 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 0 6 / 15 / 2 0 3 8 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (customer) Page 1 of 5
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<br />fter recording return to: ul
<br />-CTTIFINANCIAL, INC. (DID)
<br />2014 N LAWRENCE LANE
<br />GRAND ISLAND NE 68803
<br />1�S-�-v
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 4th day of June , 2008 among the Trustor,
<br />PAMELA K COOPER A SINGLE PERSON LAURIE L. EARNEST, MARRIED
<br />JOINT TENANTS, STEPHEN R. EARNEST, MARRIED (herein 'Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) ,
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 2014 N LAWRENCE LANE GRAND ISLAND NE 68803 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />THE FOLLOWING DESCRIBED PROPERTY IN HALL COUNTY, NEBRASKA, DESCRIBED
<br />AS FOLLOWS: LOT 3, IN FRACTIONAL BLOCK 38, IN CHARLES WASMERS
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY SPECIAL WARRANTY DEED
<br />FROM THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT OF WASHINGTON
<br />D.C. TO PAMELA K COOPER A SINGLE PERSON AND LAURIE L. EARNEST MARRIED
<br />JOINT TENANTS, DATED 12/15/2000 TECORDED ON 12/15/2000 IN INSTRUMENT
<br />NO 200010883, IN HALL COUNTY RECORDS, STATE OF NE.
<br />which has the address of 1313 W LOUISE ST
<br />Nebraska 6 8 8 01 (herein "Property Address ");
<br />, GRAND ISLAND
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/04/2008
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 54, 861.44 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 0 6 / 15 / 2 0 3 8 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (customer) Page 1 of 5
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