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<br />(Space Above This Line For Recording Data)
<br />
<br />200804811
<br />
<br />LOAN NUMBER: 9410
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on June 3, 2008. The grantor is Dimitrios
<br />Papadopoulos, Husband, and Margot Papadopoulos, Wife, whose address is 306 E Kansas, Cairo, Nebraska
<br />68824 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The
<br />obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Pathway Bank whose
<br />address is PO Box 428, Cairo, Nebraska 68824 ("Trustee"). The beneficiary is Pathway Bank, which is organized
<br />and existing under the laws of the State of Nebraska and whose address is POBox 428, Cairo, Nebraska 68824
<br />("Lender"). Dimitrios Papadopoulos and Margot Papadopoulos owe Lender the principal sum of Ten
<br />Thousand Seventy-nine and 48/100 Dollars (U.S. $10,079.48), which is evidenced by the note, consumer loan
<br />agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on June 7,2010.
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the County of Hall, State of Nebraska:
<br />
<br />Address: 306 E Kansas, Cairo, Nebraska 68824
<br />Legal Description: Lot Nine (9), Block Three (3), Robinson's Addition to Cairo, Hall County,
<br />Nebraska, and that part of vacated alley more particularly described in Ordinance No. 274, filed
<br />December 20,1991, in the Register of Deeds Office as Document No. 91-108540.
<br />
<br />TOGETHER WITH an the improvements now or hereafter erected on the property, and an easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. An replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />Funds for Taxes and Iusurance. At Lender's request and--subjeGttoApplicable Law,-Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f)
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a
<br />federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate
<br />Settlement Procedures Act of 1974 as amended from time to time, 12 V.S.C. Section 2601 et seq. ("RESPA"),
<br />unless another Applicable Law that applies to the Funds sets a lesser amount. If so, Lender may, at any time,
<br /><C> 2004-2007 Copyright Compliance Sr>tems, Inc, 2941-S61F - 2007,07.230 www.compliance.y.tems.com
<br />ronsumer Real Est,'e . Seeur;ty In,trument DL2036 pa::t~:f 6 800-968-8522 - Fax 616_956_18681
<br />
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