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200804790 Wells Fargo Loan #: This document was prepared by: 936-8020685486 W26 Shana Henderson Wells Fargo Home Mortgage 3476 Stateview Blvd, MAC #X7801-03K Fort Mill, SC 29715 DEED OF TRUST This Deed of Trust ("Security Instrument") is effective May 5, 2008, among the Grantor, ARMANDO MONTES, single" and and and, (herein "borrower"), first american title insurance company,(herein "Trustee"), and the Beneficiary, The Secretary of Housing and Urban Development, whose address is 451 Seventh Street Southwest, Washington D.C., 20410-8000 (herein "Lender"). Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, NE: Which has the legal description of: See Attached Exhibit A Which has the Property Address of: 320 W 12TH ST GRAND ISLAND NE 68801, Tax ID 400089181 TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lenderto collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Security Instrument; and all of the foregoing, together with said property (or the leasehold estate if this Security Instrument is on a leasehold) are hereinafter referred to as the "Property". To Secure to Lender the repayment of the indebtedness evidenced by Borrower's note dated May 5, 2008, and extensions and renewals thereof (herein "Note"), in the principal sum of Four Thousand Eight Hundred Seventy And 14/100 dollars ($4870.14), with the balance of the indebtedness, if not sooner paid, due and payable on 9/1/2031; the payment of all other sums advanced in accordance herewith to protect the security of this Security Instrument and the performance of the covenants and agreements of Borrower herein contained. Page 1 of 6 Initials --41l-