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<br />* This Space Reserved for Register of Deeds *
<br />
<br />200509669
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST is made on September 2, 2005, the Trustor is Charles W. Myers
<br />and Barbara L. Myers, husband and wife, aJkJa Borrower. The Trustee is Doug Walker, Grand
<br />Island City Attorney. The Beneficiary is THE CITY OF GRAND ISLAND, NEBRASKA, a
<br />municipal city corporation, a1k/a Lender. Borrower irrevocably conveys to Trustee, in trust, with
<br />power of sale, the following:
<br />
<br />LOT ONE (1) AND FRACTIONAL LOTS TWO (2) AND THREE (3), AND THAT
<br />PART OF VACATED JEFFERSON STREET ABUTTING LOT ONE (I), BLOCK ELEVEN
<br />(11), W ALLICH'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />
<br />Together with all the rents and profits therefrom and subject to easements and restrictions
<br />of record, if any.
<br />
<br />Borrower owes Lender Three Thousand Two Hundred and Zero Cents ($3200.00),
<br />evidenced by Borrower's note of even date, payable according to the terms thereof.
<br />
<br />This security instrument secures to Lender the debt evidenced by said note, the payment
<br />of all other sums, with interest, advanced under the provisions hereafter to protect the security
<br />and the performance of Borrower's covenants and agreements.
<br />
<br />Borrower covenants that Borrower is lawfully seized of such real estate and has the legal
<br />power and lawful authority to convey the same and warrants and will defend title to the real
<br />estate against the lawful claims of all persons.
<br />
<br />This Deed of Trust shall be deemed subordinate to the Deed of Trust between
<br />Wilmington Finance, a division of AIG Federal Savings Bank, September 2,2005, which secures
<br />the balance of the debt for the purchase of the above described real estate.
<br />
<br />BORROWER AND LENDER AGREE AS FOLLOWS:
<br />
<br />1. Borrower shall pay when due, the principal and interest as provided in said note.
<br />
<br />2. Borrower shall pay all general real estate taxes and special assessments against
<br />the property before the same become delinquent.
<br />
<br />3. If Lender determines that any part of the property is subject to a lien, which is or
<br />may attain priority over this security instrument, Lender may give Borrower, a notice identifying
<br />the lien and Borrower shall satisfy the lien within ten (10) days.
<br />
<br />4. Buyer shall keep the improvements on said premises insured against loss by fire
<br />and hazards included within the term "extended coverage" for their insurable value and policies
<br />for the same shall include a standard mortgage clause showing Lender herein. In event of loss,
<br />Lender may make proof of loss if not promptly made by Borrower. Insurance proceeds shall be
<br />applied to restoration or repair of the property damaged, unless both parties otherwise agree,
<br />
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