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<br />(C) "J,endC(''' is ~ierOnoaank <br /> <br />200804681 <br /> <br />L~nder is a Savings Bank <br />organit.ed and existing Iwder rhe laws of UNITED STATES OF AMERICA <br />Lendei:'s address is 1235 NSTREE~ LINCOLN m; 68508- <br /> <br />Lender is the beneficiary under this Security Instrument. .' . <br />(D) "Trustee" is '1' iorQne 8ank <br /> <br />(E) "Note" means .the promissory note signed by ~orrower and dared l>lay 29,2008 <br />The Note states that Borrower owes Lender ONE HUNDRED SEVENTY ONE THOUSAND TWO <br />HUNPRED AND 00/100 Do11ats <br />'(V.S.$ ..171,:>'00.00 .) plus interest. BOrrClWer has prOlni sed to paythisdebtin regular Periodic . <br />Payrnentsand topaythedebtin:f\lllliotlatetthan', JUi:1<<3,l;2039 . '.'., ., ..' ". ,;', :',' <br />(I<) "Property" means the property . that is described 'beiowiinder the' ,headirig"transfeiofRights in the <br />Property.'" " . " ", , '" " ..... .... ": ' , ", , . . .... .' ,,' , ,., , <br />(G) "l,()an"means the debt evidenced by the Note', plus interest. any prepaymelit charges and liltecharges <br />, due under the Note,andallsuinsdiie under this Security lristhnrient, plus interest. . <br />(Il) "Riders" means all Riders to, this SeciJritylnstnim.enl!hatare executed by Borrower. The following <br />Riders are to be executed by Borrowet [check box as applicable]: <br /> <br />Ti] Adjustable Rate Rider <br />D Balloon Rider . <br />D V A Rider <br /> <br />o CondominiulIlRider ' D Scc~nd Home Rider <br />o PlannedUbit Devel6pment Rider D 1-4 Family Rider <br />o BIweekly l)ayment RiderD Other(s) lspecify] <br /> <br />, . <br />. , <br />(1) "Applkable Law" means all controlling applicable federal, state arid' local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as illI applicable final, <br />non~appealable judicial opinions. <br />(J) "Community Association))ues,J.<'ees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed, on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds. other than a transaction originated by <br />check, draft, or similar pap~t instrument, Which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, Instnlct, or authQrize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and~utomated clearingho'llse <br />transfers; <br />(L) "Escrow Items'! means those items that are described in Section 3. . <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than instlrance proceeds paid under the coverages described inSedion 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation: or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property.' . <br />(N) "Mortgage Insurance"means insurance protecting Lender against the nonpayment. of, or default on, <br />the Loan. ' <br /> <br /><!IIt-6INE) 104071,02 <br /> <br />Psg" 2 of 16 <br /> <br />M IN\. 0110280606 <br />Inillals; '+~~l , . <br />(II"'\, Form 3028 1/01 <br />