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200804681 There may be only one. designat~d. notice address under this Security Instrument. at <myonc time; Any notice to. Lender shall be given by delivering it or by mailing it by first class maii to Lender's address state4 herein unless Leiider has designated.another address by notice to Borrower. Any notice in comiec.:tion with. this .. SeclJrity . his~runient sbaU.not be deemed to have been . given. to Lenderulitil actUliIly received by Lender. If any notice required by this Security Instrument is also required tinder Applicable Law. the Applicable Law requirement.wiU satisfy the oorresp.onding requirement iUlder this Security Instrument.. .... ..... ... .... . . ..... ...... ... ...... ..... . 16. GoverliillgLaw; Severability; Rules of Constrltction. . This Security InstrumeiltShall be governed by federal law arid the law of the juriSdiction in which the ProPerty is located; . All rights and obligations. . Containcd in this . Security Instrument ... ate subject ... to allY requiremems .an(j ..limitatioIls of Applicable Law. Applicable Law might explicitly Qrimplicitly allow the parties toagree tly contract or it might be . sHent,buts\lcbsilence.. shall not. be construed. asa prohibition. against agreement bycontracL In the . event that. any . provi&ionor . Qlause .. of this .S~urityInstniment or the . Note conflicts . with: Applicable taw;....such. conflictshalinot,:affectotherprQvisions'of this security .. InstromentOr .thc...N'otewhich canb~.. .. givendfect\Y'ithoiltthe.~mlicttngpr6vision.:. ...:........ ......,. .....: ... :..':. '.:...,....:..: ....: .,. . . . . .. As used ...inthis .. $ecutity :JIiSthUnent:(il)words.of the.fuasculine.gendershcU...fuean.. and include' . ... cotrespoMingrieuterwords of\\>ords Qfthefero.hiineg~nder;(~) words in ... the siligUlarshaiJ,meah .'ahd inclUlie. the pluralattd . vice. versa;lU\d.( c) the.. word ..;, ma>,~. giVes sQle. discretion. Withovt ..anypbligati()p to ta~ any a,ction.~ .. ...... . ..... .... ........ ... ... ...... .:..... .. .... .... > ....; .. . .. ... .. ..... ..... ..... .... . .17 . Borrower' s Copy . Borrower shilllbe given one C9PY of the Note and of this Security Instrument. .. 18. . Tran.<ifet {)fthePropertfor.lf lJeneticillllnw-estin .Borrower.ASuse4inthis Section IS, .. . "Interest in .lh~PrcipertY ~ .me;ms ariylegal or beneficial inter~f#f the. Property, Jncltiding; butnotliniitM . to; those benef,clalmterests tranSferred in a bon~ for deed; c~ntract fordeed,installnient sales contractor. escrow agreement, . the iriient. of whi.chislhe. transfero( titlehy:B{)r~O~er ata future dliteto apu.rehaser; . .. .. If all or any part of.'the PtopcrtyorariY Interest ill the Property IS sold or transferred (or if 80rtower . is not anatural person arid a beneficial interest inBorrower is sold or transferred) without. Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security .. Instrument. However; this ;optioI'i shallnotbehercisedby Lender iLsuch exercise is prohibited bY. ApplicabJeLaw., . . . . ... .. ... . ... .. . . . If Lender exercises thisoprion, Lendersliall give BOlTower notice of acceleration. The notice shall provide a period Of. not . less than 30 days. rroqt the date the .notice is. given ill accordancewitll. Section 15 within which Borrower must pay all suins secured by this security II\Strument. If Borrower fails to pay these sums prior to the expiration of this period, Lender mayi!}voke any.remedics ptmnitted by this Security Insttutnentwithout further notice or demand on. BOrrower. ; . . 19. Borrower's Rigbt to Reinstate After AcceIeration. If Borrower meets certain conditions, Borrower shiM have the righttohave enforcement of this Security Instrument discOntinued at anytinie prior to the. earliest Of: (a) five days. before saleo!' theProperiy pursuant to any poWer.. of sale contained in this Security Instrument; (b) such other period as Applicable Law mightspecity for theterininatlonof 8orrower's right to reinstate; or (c) entryofa judgment enforcing this Security... Instrument. Those. conditionnire that Borrpwer:(a) pays Lender all sums which then would be due under this Security Instrumel1t and the 'Note as. if no accelerlltionhad occurred; .(b) cures. any default of any other covenants. or agreements; (c) pays all expenses incu:tred in enforcing this Security InslrUmefit, including,but not limited to, reasonableattomcys' fees; property inspection and valuation fees, and otherf'ees incurred for the purpose of protecting Lehder's interestin the Property. arid rights under this Security IfiStnilllei1t; and (d) takes.. such action .asLcnder niayreasoilably require to assure that Lender's interest in the. Property and rights under this Security Instniment, and BOrrower's obligation to pay the SUlllS secured by this Security Instrument,. shall continue unchanged. Lender may requite. that Borrower pay such reinstatement sums and e~pensesin one or more 01' the following. forms, as selected by Lender: (a) cash; (b) lUoney order; (Q) certified cheCk, bankcheck, treasuret's check or cashier's check, provided any such check is draWn upon .an institution whose .depositsare insureqby a federal agency ,instrUmentality or entity; or (d) Electronic Funds Transfer.. Upon reinstatement by Borrower . this. Security Instrument and obligatioul/secured .hereby ~-6(NEII0407).O:\ Pay. 11 oi 11\ . . Jl1..' ~. . 01102.8.0606 Inltial&:.. '''\Iv Form 3028 1/01